Corporate Applications:
October 2005

Vol. 18, No. 10

IN THIS ISSUE:

Interpretive Letters

Letter No.	Topic
1041	Letter concludes that the Bank's proposed escrow activities are part of the business of banking pursuant to 12 USC 24(7) and 12 CFR 7.5001 & 7.5002. WORD 09/28/2005

CRA Decisions

Letter No.	Topic
126	Applications by Citibank, N.A. to establish a credit card bank as an operating subsidiary and to acquire the credit card operations of Federated Department Stores, Inc. (Control Numbers 2005 ML 01 0003, 2005 ML 02 0004, & 2005 ML 12 0185), WORD 09/20/2005

Approvals with conditions enforceable under 12 U.S.C. 1818  

Letter No.	Topic
704	Application to charter a new national bank with the title of "CenterBank and Trust, National Association," Deerfield, Illinois. (Control Number 2005 CE 01 003), WORD 09/07/2005

Final Enforcement Actions

Enclosed is a copy of the OCC's news release number 2005-102, announcing the availability of enforcement actions. Copies of the final actions are available by writing to the OCC, Public Information Room, Mail Stop 1-5, Washington, D.C. 20219. When ordering, specify the appropriate enforcement action number.

Community Reinvestment Act (CRA) Performance Evaluations

Enclosed is a list of CRA performance evaluations that became public during the period of September 15, 2005 through October 14.

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Comptroller's legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing. The Community Development Investment Letters are from the office of Community Affairs. The list of CRA Ratings is from the Communications Division. For copies of the CRA evaluations, you may either contact the bank directly, or you may write to the Office of the Comptroller of the Currency (OCC) in any of three ways: by mail to the OCC, Attn: Public Information Room, Mail Stop 1-5, Washington, D.C. 20219; by fax to (202) 874-4448; or by e-mail to FOIA-PA@occ.treas.gov. You may also write to the OCC for copies of enforcement actions and charters with standard conditions.

Members of the news media are encouraged to cite the letter number when reporting or summarizing documents from this package. This helps us to process single requests based upon your citation in a timelier manner.

The Office of the Comptroller of the Currency publishes INTERPRETATIONS AND ACTIONS monthly. Subscriptions are available at a rate of $175 per year by writing to the Comptroller of the Currency, ATTN: Accounts Receivable, Mail Stop 4-8, 250 E Street, S.W., Washington, DC 20219. Prepayment is requested. Suggestions, comments or questions may be sent to Jacqueline J. England, Comptroller of the Currency, Communications Division, Mail Stop 3-2, Washington, DC 20219.