Corporate Applications:

IN THIS ISSUE:

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Comptroller's legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Bank Organization and Structure. The list of CRA Ratings is from the Communications Division. For copies of the CRA evaluations, you may either contact the bank directly, or you may write to the Office of the Comptroller of the Currency (OCC) in any of three ways: by mail to the OCC, Attn: Public Information Room, Mail Stop 1-5, Washington, D.C. 20219; by fax to (202) 874-4448; or by e-mail to FOIA-PA@occ.treas.gov. You may also write to the OCC for copies of enforcement actions and charters with standard conditions.

Members of the news media are encouraged to cite the letter number when reporting or summarizing documents from this package. This helps us to process single requests based upon your citation in a more timely manner.

Corporate Decisions

Letter No.	Topic
2001-29	Application to merge Neuberger Berman Trust Company, New York, New York, with and into Neuberger Berman National Trust Company, Seattle, Washington. (Control Number 2001 NE 02 0045), WORD 09/28/2001
2001-30	Application by American National Bank and Trust Company of Chicago, Chicago, Illinois, to expand the activities of an existing operating subsidiary, Bank One Exchange Corporation. . (Control Number 2001 ML 08 0013), WORD 10/10/2001
2001-31	Application by The National Bank and Trust Company, Wilmington, Ohio, to purchase substantially all of the assets ad assume all of the deposit liabilities of The Sabina Bank, Sabina, Ohio. (Control Number 2001 CE 02 036), WORD 10/23/2001

Approvals with conditions enforceable under 12 U.S.C. 1818

Letter No.	Topic
496	Application by First National Bank of Bridgeport, Bridgeport, Texas to purchase the Decatur, Texas branch of Jefferson Heritage Bank, FSB, Denton, Texas. (Control Number 2001 SW 02 0031), WORD 10/05/2001
497	Application by Community Bank, National Association, Canton, New York, to purchase certain assets and assume certain liabilities of 36 branches of Fleet National Bank, Providence, Rhode Island. (Control Number 2001 NE 02 037), WORD WORD 10/09/2001
498	Application of National Bank of Commerce, Memphis, Tennessee to merge with Central Carolina Bank and Trust Company, Durham, North Carolina, under the title and charter of National Bank of Commerce. (Control Number 2001 SE 02 0013), WORD 10/12/2001
499	Application to establish a new national bank with the title of "The Right Bank for Texas, National Association," Houston, Texas. (Control Number 2001 SW 01 0003), WORD 10/15/2001
500	Application by NBT Bank, National Association, Norwich, New York, to merge with Central National Bank, Canajoharie, Canajoharie, New York, under the title and charter of NBT Bank, National Association. (Control Number 2001 NE 02 0044), WORD 10/24/2001

Charters with standard conditions

Each of the following charter application(s) were approved with a standard condition enforceable under 12 U.S.C. 1818 that requires the bank, during the first three years of its operation, to provide notice to the OCC in advance of any significant deviations or changes from its proposed operating plan.

Final Enforcement Actions

Enclosed is a copy of the OCC's news release number 2001-94, announcing the availability of enforcement actions. Copies of the final actions are available by writing to the OCC, Public Reference Room, Mailstop 1-5, Washington, D.C. 20219. When ordering, specify the appropriate enforcement action number.

COMMUNITY REINVESTMENT ACT (CRA) Performance Evaluations

Enclosed is a list of CRA performance evaluations that became public during the period of October 15, 2001 through November 14, 2001.

INTERPRETATIONS AND ACTIONS is published monthly by the Office of the Comptroller of the Currency. Subscriptions are available at a rate of $175 per year by writing to the Comptroller of the Currency, P.O. Box 70004, Chicago, IL 60673-0004. Prepayment is requested. Suggestions, comments or questions may be sent to Jacqueline J. England, Communications Division, Mailstop 3-2, Comptroller of the Currency, Washington, DC 20219.