Corporate Applications:
July 2000

Vol. 13, No. 7

IN THIS ISSUE:

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Comptroller's legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Bank Organization and Structure. The list of CRA Ratings is from the Communications Division. For copies of the CRA evaluations, you may either contact the bank directly, or you may write to the Office of the Comptroller of the Currency (OCC) in any of three ways: by mail to the OCC, Attn: Public Information Room, Mail Stop 1-5, Washington, D.C. 20219; by fax to (202) 874-4448; or by e-mail to FOIA-PA@occ.treas.gov. You may also write to the OCC for copies of enforcement actions and charters with standard conditions.

Members of the news media are encouraged to cite the letter number when reporting or summarizing documents from this package. This helps us to process single requests based upon your citation in a more timely manner.

Interpretive Letters

Letter No.	Topic
891	Letter finds that a national bank may adopt corporate governance provisions of Model Business Corporation Act (MBCA) and engage in a share exchange to ensure that newly formed parent holding company will own 100 percent of shares of bank. WORD 04/26/2000

CRA Decisions

Letter No.	Topic
106	Application by Norwest Bank Wisconsin, N.A., Milwaukee, Wisconsin, to consolidate with Norwest Bank La Crosse, N.A., La Crosse, Wisconsin, and Norwest Bank Hudson, N.A., Hudson, Wisconsin under the title of "Wells Fargo Bank Wisconsin, National Association." (Control Number 2000 ML 02 0013), WORD 06/23/2000

Corporate Decisions

Letter No.	Topic
2000-08	Application by Citizens National Bank of Evans City, Pennsylvania, to establish an operating subsidiary, CNBCommerce.com, LLC, to provide e-commerce services to small businesses. (Control Number 2000 NE 08 0018), WORD 06/01/2000
2000-09	Application to merge First National Bank and Trust Company, Parsons, Kansas, with and into TeamBank, National Association, Freeman, Missouri. (Control Number 2000 MW 02 0012), 06/20/2000
2000-10	Application by First National Bank, Houston, Missouri, to establish a branch at 1300 North Main Street, Mountain Grove, Wright, County, Missouri. (Control Number 2000 MW 05 0022), WORD 06/21/2000
2000-11	Application by Fleet National Bank, Providence, Rhode Island to acquire and hold as an operating subsidiary Curtis Associates, Inc., a company engaged in providing government "welfare-to-work" program counseling and related activities. (Control Number 2000 ML 08 0018), WORD 06/24/2000

Approvals with conditions enforceable under 12 U.S.C. 1818

Letter No.	Topic
405	Application by Citizens National Bank of Southwest Florida, Naples, Florida, to conduct fiduciary powers through an operating subsidiary to be known as Citizens Capital Management, Inc. (Control Numbers 2000 SE 12 0102 & 2000 SE 08 0025), WORD 06/21/2000
406	Application to merge Permanent Bank, Evansville, Indiana, with and into Old National Bank, Lawrenceville, Illinois, under the title and charter of the latter. (Control Number 2000 CE 02 0013), WORD 06/22/2000

Final Enforcement Actions

Enclosed is a copy of the OCC's news release number 2000-60, announcing the availability of enforcement actions. Copies of the final actions are available by writing to the OCC, Public Reference Room, Mailstop 1-5, Washington, D.C. 20219. When ordering, specify the appropriate enforcement action number.

COMMUNITY REINVESTMENT ACT (CRA) Performance Evaluations

Enclosed is a list of CRA performance evaluations that became public during the period of June 15 through July 14.

INTERPRETATIONS AND ACTIONS is published monthly by the Office of the Comptroller of the Currency. Subscriptions are available at a rate of $175 per year by writing to the Comptroller of the Currency, P.O. Box 70004, Chicago, IL 60673-0004. Prepayment is requested. Suggestions, comments or questions may be sent to Jacqueline J. England, Communications Division, Mailstop 3-2, Comptroller of the Currency, Washington, DC 20219.