OCC 2002-31
OCC Bulletin
Subject:     Children's Online Privacy Protection Act 
             (COPPA)
Description: Examination Procedures

Date:        July 16, 2002

TO:  Chief Executive Officers and Compliance Officers of 
     All National Banks, Department and Division Heads, 
     and All Examining Personnel


Attached are examination procedures for the Children's 
Online Privacy Protection Act (COPPA) that are effective 
immediately.  COPPA addresses the collection, use, or 
disclosure of personal information that is collected from 
children through Web sites or other online services.  
Financial institutions that do not currently operate a 
Web site or online service directed to children or that 
do not have actual knowledge that they are collecting or 
maintaining personal information from a child online are 
not subject to COPPA and will not be subject to COPPA 
examinations by the OCC.  However, financial institutions 
are urged to review their Web sites and their online 
information collection practices to ensure that they do 
not inadvertently trigger the provisions of this act. 

The Federal Trade Commission issued a regulation, 16 CFR 
312, implementing COPPA.  It became effective on 
April 21, 2000. 

For more information, contact your supervisory office or 
the Compliance Department at (202) 874-4428.





________________________________________
David G. Hammaker
Deputy Comptroller for Compliance



Attachment
[ http://www.occ.treas.gov/ftp/bulletin/2002-31a.pdf ]