ALERT 97-23
Type: Unauthorized Banking  Subject: Dunbar National Bank of
                              Maryland

TO:  Chief Executive Officers of all National Banks; all State
     Banking Authorities; Chairman, Board of Governors of the
     Federal Reserve System; Chairman, Federal Deposit Insurance
     Corporation; Conference of State Bank Supervisors; Deputy
     Comptrollers (Districts); District Counsel and Examining
     Personnel


RE:  Dunbar National Bank of Maryland
     http://www.ncsinccards.com/ 
     (Web site address)

Information is being received that the subject entity is
soliciting deposits on the Internet and offering credit card
services.  Further, the Office of the Comptroller of the Currency
has not issued a bank charter to this entity.

Any information which you may have concerning this matter should
be brought to the 
attention of:

                    Office of the Comptroller of the Currency 
                    Enforcement & Compliance Division
                    250 E St., SW
                    Washington, DC  202l9
                    Fax (202) 874-5301



                                 
Daniel P. Stipano
Director
Enforcement & Compliance Division 
Date: August 29, 1997