Alert 2006-43
ALERT

    Subject:  Counterfeit Cashier's Checks
Description:  First National Bank of Midland 

       Date:  August 16, 2006

TO:  Chief Executive Officers of All National Banks; All
     State Banking Authorities; Chairman, Board of 
     Governors of the Federal Reserve System; Chairman, 
     Federal Deposit Insurance Corporation; Director, 
     Office of Thrift Supervision; Conference of State 
     Bank Supervisors; Deputy Comptrollers (districts); 
     Assistant Deputy Comptrollers; District Counsel; and
     All Examining Personnel

RE:  Counterfeit Cashier's Checks of First National Bank
     of Midland, Midland, TX 

The above-named bank has reported that counterfeit 
cashier's checks issued in the bank's name and using a 
correct routing number of 116324201 are being presented 
for payment locally and nationwide in connection with an
Internet purchase scam.  While the counterfeit items have
a strong resemblance to the authentic checks, the 
counterfeit items can be identified by the following:  
the instruments contain a black border around the entire
check and asterisks preceding and following the dollar 
amount.  

Counterfeit items presented to date have been payable in
the amount of $4,800.00, show the remitter as Sarah 
Adams, and are dated 8/11/06.  

For additional information and guidance, please contact 
George Reeves, SVP Operations, First National Bank of 
Midland, 123 N. Colorado, Midland, TX  79701, by 
telephone at (806) 374-1000, by fax at (806) 374-6954, or
via e-mail at [GReeves@fbotexas.com].  

Additional information concerning this matter that you 
believe should be brought to the attention of the OCC may
be forwarded to:

       E-mail:	occalertresponses@occ.treas.gov
         Mail:	Office of the Comptroller of the Currency
               	Special Supervision Division, MS 6-4
               	250 E Street, SW, Washington, DC   20219
	  Fax:  (202) 874-5214
     Internet:	http://www.occ.treas.gov

For additional information regarding other types of 
financial fraud, please visit the OCC's anti-fraud 
resource at: http://www.occ.treas.gov/fraudresources.htm.



Gerard Sexton, Acting Director
Enforcement & Compliance Division