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• DOWNLOAD COMPLETE ASSET QUALITY CHAPTER (90 sections)
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• 201 Overview: Lending Operations and Portfolio Risk Management
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• 201 Program
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• 201 Questionnaire: Lending Overview
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• 201 Questionnaire: Portfolio Diversification
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• 208 Real Estate Appraisal
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• 208 Program
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• 208 Questionnaire
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• 208 Appendix A: Appraisal Practices
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• 209 Sampling
  422027.pdf (100.0 KBs)
• 209 Program
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• 209 Appendix A: Sampling Terminology
  422029.pdf (82.0 KBs)
• 209 Appendix B: Sampling Methods
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• 209 Appendix C: Determining the Number of Assets to Review for Small Populations
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• 209 Appendix D: Sequential Sampling for Homogeneous Assets
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• 209 Appendix E: Sequential Sampling of Assets Reviewed Under IAR Program
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• 211 Loans to One Borrower
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• 211 Program
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• 212 One- to Four-Family Residential Real Estate Lending
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• 212 Program
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• 212 Questionnaire
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• 212 Appendix A: Q&As on Real Estate Lending Standards
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• 212 Appendix B: Risks and Policy Issues Associated with Reverse Mortgage Loans
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• 212 Appendix C: Negatively Amortizing Mortgages
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• 212 Appendix D: Interagency Guidance on High LTV Residential Real Estate Lending
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• 212 Appendix E: Credit Risk Management Guidance for Home Equity Lending
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• 212 Appendix F: Interagency Guidance on Nontraditional Mortgage
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• 213 Construction Lending
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• 213 Program
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• 213 Questionnaire
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• 214 Other Commercial Lending
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• 214 Program
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• 214 Questionnaire
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• 215 Letters of Credit
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• 215 Program
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• 215 Questionnaire
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• 215 Appendix A: Regulator Review
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• 216 Floor Plan and Indirect Lending
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• 216 Program
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• 216 Questionnaire
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• 217 Consumer Lending
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• 217 Program
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• 217 Questionnaire
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• 217 Appendix A: Interagency Guidance on Subprime Lending
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• 217 Appendix B: Subprime Lending - Examination Procedures
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• 218 Credit Card Lending
  422064.pdf (196.6 KBs)
• 218 Program
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• 218 Questionnaire
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• 218 Appendix A: Account Management and Loss Allowance Guidance
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• 218 Appendix B: Accounting Treatment of Accrued Interest Receivable Related to Credit Card Securitizations
  422281.pdf (25.2 KBs)
• 219 Leasing Activities
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• 219 Program
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• 219 Questionnaire
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• 221 Asset-Backed Securitization
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• 221 Program
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• 221 Appendix A: Interagency Guidance on Asset Securitization Activities
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• 221 Appendix B: Capital Treatment For Recourse, Direct Credit Substitutes, and Residual Interests
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• 221 Appendix C: Securitization Infromation Requests
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• 230 Equity Investments
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• 230 Program
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• 230 Questionnaire
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• 240 Troubled Debt Restructurings
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• 240 Program
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• 250 Other Assets/Liabilities
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• 250 Program
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• 251 Real Estate Owned and Repossessed Assets
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• 251 Program
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• 251 Questionnaire
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• 252 Fixed Assets
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• 252 Program
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• 252 Questionnaire
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• 260 Classification of Assets
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• 260 Program
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• 260 Appendix A: Express Determination Letter
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• 261 Adequacy of Valuation Allowances
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• 261 Program
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• 261 Questionnaire
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• 261 Appendix A: Interagency Policy Statement on ALLL
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• 261 Appendix B: Migration Analysis
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• 270 Qualified Thrift Lender Test
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• 270 Program
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• 270 Appendix A: Internal Revenue Code Definition of "Domestic Building and Loan Association"
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• 270 Appendix B: Internal Revenue Service's Regulatory Definition of "Domestic Building and Loan Association"
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• 270 Appendix C: QTL Worksheet and Instructions
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• 270 QTL Worksheet and Instructions
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• 280 Margin Securities (Regulation U)
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• 280 Program
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• 280 Appendix A: FRB - Q&A About Nonbank Lenders Under Regulation U
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• 280 Appendix B: Registration Statement
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• 280 Appendix C: Deregistration Statement
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• 280 Appendix D: Statement of Purpose
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• 280 Appendix E: Annual Report
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