Home > About FCA > Employment Homepage >

Insurance

Health
Federal employees can choose from a wide selection of health insurance plans for themselves and their families. Rates are reasonable, and the Government pays up to 75 percent of the cost of coverage. Unlike a growing number of private-sector workers, Federal employees can continue their health insurance into retirement with the same Government contribution that current employees receive.

Dental and Vision
Federal employees and retirees can purchase dental and vision insurance (with no preexisting condition limitations) for themselves and eligible family members. Premiums are competitive.

Group Life
All employees are automatically enrolled in Federal group life insurance. The basic coverage equals annual pay (rounded to the next $1,000) plus $2,000. Employees pay two-thirds of the cost of basic life coverage and the Government pays one-third. Additional life insurance coverage for employees and their families may be purchased.

Long-Term Disability
Employees who work at least 30 hours per week are automatically enrolled in FCA’s long-term disability coverage, at no cost to them, on the first day of active employment.

Long-Term Care
Federal employees and retirees may purchase Federal long-term care insurance for themselves and qualified family members.