Key
Leader Biographies:
Mike Carhill, Ph.D.
Director,
Risk Analysis Division
Mike Carhill was appointed in September 2003 director of the Risk Analysis Division (RAD) at the Office of the Comptroller of the Currency (OCC),
where he served a deputy director since 1995.
Mr. Carhill joined the OCC as a financial economist in the Department of Economic and Policy Analysis in 1991. RAD employs quantitative experts
who specialize in one or another of about one-dozen lines of business to advise bank examiners, bankers, and policy makers on the state of the art in
risk-management-information systems.
Before joining the OCC, Mr. Carhill was a staff economist with the Federal Home Loan Bank of Atlanta, engaged in researching the role that
interest-rate risk plays in thrift profitability and as a consultant on risk-management issues.
He received a doctorate in monetary theory in May 1988 from Washington University.
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