| Office of Thrift Supervision |
|---|
| CRA Performance Evaluation For |
| Nov-2008 |
| CRA Performance Evaluations prepared by the OTS for the savings associations |
| listed below became publicly available during this reporting period. |
| Region | Name of Association/ | |
|---|---|---|
| State | Home Office Address - Street | CRA Rating |
| Home Office Address - City, State Zip | ||
| Northeast | First FS & LA of Bath | |
| ME | PO Box 488 | Outstanding |
| Bath, ME 04530-0000 | ||
| Northeast | Wawel Savings Bank | |
| NJ | Main and Wallington Avenues | Satisfactory |
| Wallington, NJ 07057-1103 | ||
| Northeast | N.J.M. Bank, FSB | |
| NJ | 301 Sullivan Way | Satisfactory |
| West Trenton, NJ 08628-0000 | ||
| Northeast | First Federal Savings of Middletown | |
| NY | 22 James St | Satisfactory |
| Middletown, NY 10940-5710 | ||
| Southeast | Bank of St. Augustine | |
| FL | 120 State Road 312 W | Outstanding |
| St. Augustine, FL 32086-0000 | ||
| Southeast | Peoples First Community Bank | |
| FL | P.O. Box 59950 | Outstanding |
| Panama City, FL 32412-0950 | ||
| Southeast | American Bank | |
| MD | 9001 Edmonston Road, Suite 100 | Needs to Improve |
| Greenbelt, MD 20770-0000 | ||
| Southeast | Madison Bohemian Savings Bank | |
| MD | 1920 Rock Spring Road | Outstanding |
| Forest Hill, MD 21050-2605 | ||
| Southeast | Advance Bank | |
| MD | 4801 Seton Drive | Outstanding |
| Baltimore, MD 21215-0000 | ||
| Southeast | Home FS & LA | |
| SC | PO Box 239 | Satisfactory |
| Bamberg, SC 29003-0239 | ||
| Southeast | Kingstree FS & LA | |
| SC | PO Box 59 | Satisfactory |
| Kingstree, SC 29556-0059 | ||
| Southeast | Harbourside Community Bank | |
| SC | P.O. Box 7827 | Satisfactory |
| Hilton Head Island, SC 29938-0000 | ||
| Southeast | First Federal Bank | |
| TN | 611 E College St | Satisfactory |
| Dickson, TN 37055-2017 | ||
| Southeast | Franklin FS & LA of Richmond | |
| VA | PO Box 5310 | Satisfactory |
| Glen Allen, VA 23058-5310 | ||
| Southeast | First Market Bank, FSB | |
| VA | 111 Virginia Street, Suite 200 | Satisfactory |
| Richmond, VA 23219-0000 | ||
| Central | First Federal Savings Bank | |
| IL | 633 La Salle St | Satisfactory |
| Ottawa, IL 61350-2931 | ||
| Central | Sterling Federal Bank, F.S.B. | |
| IL | 110 E 4th St | Satisfactory |
| Sterling, IL 61081-3671 | ||
| Central | United Fidelity Bank, F.S.B. | |
| IN | PO Box 1347 | Satisfactory |
| Evansville, IN 47706-1347 | ||
| Central | Dearborn Savings Bank | |
| IN | P.O. Box 4161 | Satisfactory |
| Lawrenceburg, IN 47025-4161 | ||
| Central | First Savings Bank, F.S.B. | |
| IN | 501 East Lewis & Clark Parkway | Satisfactory |
| Clarksville, IN 47129-0000 | ||
| Central | Irwin Union Bank, F.S.B. | |
| IN | 500 Washington Street | Satisfactory |
| Columbus, IN 47202-0000 | ||
| Central | Leesburg Federal Savings Bank | |
| OH | PO Box 345 | Outstanding |
| Leesburg, OH 45135-0345 | ||
| Central | Cincinnati FS & LA | |
| OH | 4310 Glenway Ave | Satisfactory |
| Cincinnati, OH 45205-1508 | ||
| Midwest | Liberty Bank, FSB | |
| IA | 6400 Westown Parkway | Satisfactory |
| West Des Moines, IA 50266-7709 | ||
| Midwest | Boulevard Bank | |
| MO | PO Box 369 | Satisfactory |
| Neosho, MO 64850-0369 | ||
1700 G Street, NW, Washington, DC 20552
Phone (202) 906-6000 | E-mail