OCC 2005-19
OCC Bulletin

Subject:      Bank Secrecy Act/Anti-Money Laundering
Description:  Interagency Interpretive Guidance on Providing 
              Banking Services to Money Services Businesses 
              Operating in the United States

Date:         May 6, 2005

TO:  Chief Executive Officers of All National Banks,
     Department and Division Heads, and All Examining Personnel

The attached document, issued on April 26, 2005, provides
interpretive guidance from the Office of the Comptroller of the
Currency (OCC), the Board of Governors of the Federal Reserve
System, the Federal Deposit Insurance Corporation, the Office of
Thrift Supervision, the National Credit Union Administration, and
the Financial Crimes Enforcement Network to banking organizations
regarding the Bank Secrecy Act and money services businesses.
With the issuance of this guidance, OCC Advisory 2004-7,
"Guidance on Money Services Business Customers" is rescinded.

For further information, please contact your examiner-in-charge,
OCC supervisory office, or the OCC Compliance Policy Department
at (202) 874-4428.





Ann F. Jaedicke
Deputy Comptroller for Compliance Policy

Attachment:  Interagency Interpretive Guidance
           [http://www.occ.treas.gov/ftp/bulletin/2005-19a.pdf]