Combating Money Laundering and Terrorist Financing:
BSA Guidance for Bankers and Examiners

Anti-Terrorist Financing

Basel Committee on Bank Supervision - Sharing of financial records between jurisdictions in connection with the fight against terrorist financing - Basel Committee Publications No. 89 - April 2002: http://www.bis.org/publ/bcbs89.htm

	Financial Action Task Force Guidance for Financial Institutions in Detecting Terrorist Financing: http://www1.oecd.org/fatf/pdf/GuidFITF01_en.pdf

	Financial Action Task Force Documents on Terrorist Financing - summary listing and links to documents: http://www1.oecd.org/fatf/TerFinance_en.htm#Documents

OCC Banking Bulletin - Infrastructure Threats from Cyber-Terrorists -- Message to Bankers and Examiners: http://www.occ.treas.gov/ftp/bulletin/99-9.txt

BSA Compliance Programs

OCC 2007-29, Bank Secrecy Act/Anti-Money Laundering: Notification on the Release of the Revised BSA/AML HTML Revised manual in full: HTML, and in PDF in full (PDF 2.35MB) and in parts -- Notification (PDF), Introduction/core overviews and procedures (PDF 1.2MB), Expanded overviews and procedures (PDF 1.1MB) and Appendices/index (PDF 923KB).

OCC Issuances:

OCC Bulletin 2006-11 - Bank Secrecy Act/Anti-Money Laundering: OFAC--Economic Sanctions Enforcement Procedures for Banking Institutions

OCC Bulletin 2006-10 - Bank Secrecy Act/Anti-Money Laundering: FinCEN; Final Rule and Proposed Rule for Special Due Diligence Programs for Certain Foreign Accounts

OCC Bulletin 2006-8 - Bank Secrecy Act/Anti-Money Laundering: U.S. Money Laundering Threat Assessment

OCC Bulletin 2006-4 - Bank Secrecy Act/Anti-Money Laundering: Joint Statement on Sharing Suspicious Activity Reports with Controlling Companies

OCC Bulletin 2006-3 - Bank Secrecy Act/Anti-Money Laundering: Advisory warns financial institutions of North Korean front companies: FinCEN guidance

OCC Bulletin 2005-45 - Bank Secrecy Act/Anti-Money Laundering: Process for Taking Administrative Enforcement Actions Against Banks Based on BSA Violations

OCC News Release 2005-41 - Acting Comptroller Julie L. Williams Testifies before Senate Committee on Bank Secrecy Act in the Context of Money Services Businesses

OCC Bulletin 2005-35 - Authentication in an Internet Banking Environment

OCC Bulletin 2005-19 - BSA/AML: Interagency Interpretative Guidance on Providing Banking Services to Money Services Businesses Operating in the United States

OCC Bulletin 2005-15 - BSA/AML: Joint Statement on Providing Banking Services to Money Services Businesses

OCC Bulletin 2004-26 - Interagency Advisory: Guidance on Accepting Accounts from Foreign Governments, Foreign Embassies and Foreign Political Figures

OCC Bulletin 2004-1 -Bank Secrecy Act/Anti-Money Laundering (BSA/AML): Notice of Expiration of Conditional Exception to BSA Regulations Related to Order for Transmittals of Funds by Financial Institutions

OCC Bulletin 2001-9 - Bank Secrecy Act/Anti-Money-Laundering - Guidance on Foreign Official Corruption

Detecting Red Flags In Board Reports - A Guide For Directors

Money Laundering: A Banker's Guide to Avoiding Problems

        Additional Guidance

• Basel Committee on Bank Supervision - Customer due diligence for banks - Basel Committee Publications No. 85, October 2001: http://www.bis.org/publ/bcbs85.htm

• Basel Committee on Bank Supervision - Prevention Of Criminal Use Of The Banking System For The Purpose Of Money-Laundering (December 1988): http://www.bis.org/publ/bcbsc137.pdf

• FinCEN Money Services Businesses Registration List is a list of entities that have registered as Money Services compiled and maintained by FinCEN - http://www.msb.gov/pdf/msbregistration_introletter.pdf

USA PATRIOT Act
        OCC Issuances:

	OCC Bulletin 2005-16 - BSA/AML: Frequently Asked Questions (updated): Final Customer Identification Rule

	OCC Advisory 2002-8 - Department of Treasury FinCEN PATRIOT Act Communication System: http://www.occ.treas.gov/ftp/advisory/2002-8.doc -FinCEN's Patriot Act Communication System (PACS) allows participating financial institutions to file Currency Transaction Reports and Suspicious Activity Reports quickly and securely over the Internet.

        Institutions of Primary Money Laundering Concerns

	Proposed Rules Imposing Special Measures Against Infobank and First Merchant Bank OSH Ltd--Determined to be Financial Institutions of Primary Money Laundering Concern: http://www.occ.treas.gov/ftp/bulletin/2004-45.doc

	Designation of Commercial Bank of Syria as a Financial Institution of Primary Money Laundering Concern; Proposed Rule Imposing Special Measures Against Commercial Bank of Syria: http://www.occ.treas.gov/ftp/bulletin/2004-27.pdf

	Imposition of Special Measures Against Burma, Myanmar Mayflower Bank, and Asia Wealth Bank: http://www.occ.treas.gov/ftp/bulletin/2004-18.doc

	Revocation of Designation of Ukraine as Primary Money-Laundering Concern; Proposed Rule Imposing Special Measures Against the Country of Nauru: http://www.occ.treas.gov/ftp/bulletin/2003-17.doc

	Designation of Nauru and Ukraine as Primary Money Laundering Concerns: http://www.occ.treas.gov/ftp/bulletin/2002-47.doc

Suspicious Activity & Currency Transaction Reports
      OCC Issuances:

	OCC Bulletin 2004-24 - Safe Harbor - Suspicious Activity Reporting: Interagency Advisory: Federal Court Reaffirms Protections for Financial Institutions Filing Suspicious Activity Reports

	OCC Bulletin 2003-27 - Suspicious Activity Report: Revised Form

	OCC Advisory 2000-8 - Department of Treasury FinCEN PATRIOT Act Communication System: FinCEN's Patriot Act Communication System (PACS) allows participating financial institutions to file Currency Transaction Reports and Suspicious Activity Reports quickly and securely over the Internet.

	OCC Bulletin 2000-24 - Interim Rule: Exemptions From the Requirement to Report Transactions in Currency

	OCC Advisory 2000-3 - Bank Secrecy Act Compliance Programs--Suspicious Activity Reporting Requirements - Common BSA Compliance Deficiencies: