Issuances:
2004 Advisory Letters

Other Letters
Title & Date	Downloads
10/01/2004 Electronic Consumer Disclosures and Notices	Advisory Letter 2004-11	WORD ASCII
09/14/2004 Credit Card Practices	Advisory Letter 2004-10 NR 2004-80	WORD ASCII HTML
06/21/2004 Electronic Record Keeping	Advisory Letter 2004-9	WORD ASCII
05/14/2004 Payroll Card Systems	Advisory Letter 2004-6	WORD ASCII
05/14/2004 Potential Liability of Financial Institutions for Securities Laws Violations Arising from Deceptive Structured Finance Products and Transactions	Advisory Letter 2004-5 SEC Letter	WORD ASCII PDF
04/28/2004 Secured Credit Cards	Advisory Letter 2004-4	WORD ASCII
04/23/2004 U.S. Department of Treasury FinCEN Advisories 29W and 30W	Advisory Letter 2004-3	WORD ASCII
03/01/2004 Consumer Complaints Referred to National Banks From State Officials	Advisory Letter 2004-2	WORD ASCII
01/23/2004 Legal Lending Limits: Non-conforming Loans Due to Collateral Shortfalls	Advisory Letter 2004-1	WORD ASCII

Advisory Letters not included on this page were rescinded. Please contact the OCC Communications Division via e-mail at foia-pa@occ.treas.gov or by phone at (202) 874-5043 for further information.

The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

Issuances: 2004 Advisory Letters

Issuances:
2004 Advisory Letters