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2004 News Releases

Date & Title	Downloads
12/21/2004 Agencies Announce Final Rules on Disposal of Consumer Information	Release 2004-113 Final Rules
12/21/2004 OCC Reports Derivatives Volume Tops $84 Trillion	Release 2004-112 Quarterly Derivatives Report
12/16/2004 OCC Releases CRA Evaluations For 36 National Banks	Release 2004-111
12/16/2004 Agencies Propose Data Collection Changes for Shared National Credits	Release 2004-110 Agency Proposed Changes
12/15/2004 OCC Announces Six Enforcement Actions and One Termination	Release 2004-109
12/07/2004 OCC Offers Consumers Holiday Tips on Gift Cards	Release 2004-108 Tips
12/03/2004 Acting Comptroller Williams Addresses BAI Roundtable	Release 2004-107 Speech
12/02/2004 OCC Issues First Quarter 2005 CRA Examination Schedule	Release 2004-106 2005 CRA Examination Schedule
11/18/2004 OCC Releases CRA Evaluations For 24 National Banks	Release 2004-105
11/15/2004 OCC Announces Ten Enforcement Actions and Four Terminations	Release 2004-104
11/09/2004 OCC Will Hold Hearing on Charges Against Grant Thornton; Agency Seeks Cease and Desist Order and Civil Money Penalty	Release 2004-103
11/09/2004 OCC Survey Finds Easing of Commercial Credit Underwriting Standards	Release 2004-102 2004 Credit Underwriting Survey
11/03/2004 Banking Agencies Finalized Basel II Survey Documents	Release 2004-101
10/29/2004 OCC Names Jeff Gillespie as Deputy Chief Counsel	Release 2004-100
10/27/2004 Comments Requested on Proposed Retail Credit Risk Guidance	Release 2004-99 Guidance
10/20/2004 OCC Releases CRA Evaluations For 27 National Banks	Release 2004-98
10/19/2004 OCC Announces 24 Enforcement Actions and One Termination	Release 2004-97
10/18/2004 Barry Wides Becomes Deputy Comptroller of the Currency for Community Affairs	Release 2004-96
10/14/2004 Federal Bank, Thrift, and Credit Union Regulatory Agencies Provide Consumer Information on Avoiding Overdraft and Bounced-Check Fees	Release 2004-95 Protecting Yourself from Overdraft and Bounced-Check Fees
10/14/2004 Julie L. Williams Becomes Acting Comptroller of the Currency	Release 2004-94
10/08/2004 Comment Letter Issued on the SEC's Proposed Broker Rules for Banks	Release 2004-93 Comment Letter Appendix
10/06/2004 Community Developments Newsletter Focuses on Using Technology to Reach the Unbanked	Release 2004-92 Community Developments Newsletter
10/04/2004 Comptroller Hawke Addresses ABA Convention	Release 2004-91 Speech
09/29/2004 OCC Chief Counsel Spotlights Challenges and Opportunities Presented By New Home Mortgage Disclosure Act Reporting Requirements	Release 2004-90 Speech
09/28/2004 OCC Encourages National Banks to Work with Customers Affected by Hurricane Jeanne	Release 2004-89
09/27/2004 OCC Releases CRA Evaluations For 29 National Banks	Release 2004-88
09/27/2004 OCC Allows National Bank Offices Affected by Hurricane Jeanne to Close	Release 2004-87 Proclamation
09/24/2004 OCC Reports Derivatives Volume Tops $81 Trillion	Release 2004-86 Quarterly Derivatives Report
09/16/2004 OCC Encourages National Banks to Work with Customers Affected by Hurricane Ivan	Release 2004-85
09/15/2004 Comptroller Hawke Addresses Japan Society	Release 2004-84 Speech
09/15/2004 OCC Announces Six Enforcement Actions and Two Terminations	Release 2004-83
09/15/2004 Data Show Major Improvement in Credit Quality, Decreasing Volume of Loan Commitments	Release 2004-82
09/15/2004 OCC Publishes Edition of Insights Addressing Remittances	Release 2004-81 Community Developments Insights
09/14/2004 OCC Alerts National Banks on Unacceptable Credit Card Marketing and Account Management Practices	Release 2004-80 AL 2004-10
09/10/2004 OCC Allows National Bank Offices Affected by Hurricane Ivan to Close	Release 2004-79 Proclamation
09/09/2004 Comptroller Hawke Will Retire from Government on October 13	Release 2004-78 Letter to the President Bush Letter to Treasury Secretary John W. Snow
09/08/2004 Federal Bank, Thrift and Credit Union Regulatory Agencies Provide Brochure with Information on Internet "Phishing"	Release 2004-77 Brochure
09/07/2004 OCC Encourages National Banks to Work with Customers Affected by Hurricane Frances	Release 2004-76
09/02/2004 OCC Allows National Bank Offices Affected by Hurricane Frances to Close	Release 2004-75 Proclamation
09/01/2004 OCC Issues Fourth Quarter 2004 CRA Examination Schedule	Release 2004-74 2004 CRA Examination Schedule
08/31/2004 Banking Agencies Announce 2005 Implementation for Web-Based Central Data Repository for Bank Financial Data	Release 2004-73
08/26/2004 Banking Agencies Issue Host State Loan-to-Deposit Ratios	Release 2004-72 Host State Loan-to-Deposit Ratios
08/23/2004 OCC Announces 14 Enforcement Actions and One Termination	Release 2004-71
08/20/2004 OCC Releases CRA Evaluations For 45 National Banks	Release 2004-70
08/18/2004 OCC Extends and Expands Three-Year Old Pilot Program that Provides Expanded Lending Limits for Community Banks with National Charters	Release 2004-69
08/17/2004 OCC Encourages National Banks to Work with Customers Affected by Hurricanes Bonnie and Charley	Release 2004-68
08/16/2004 Statement by Comptroller of the Currency John D. Hawke, Jr. on CRA Issues	Release 2004-67
08/16/2004 OCC Issues Rule on Changes to the Composition of Bank Assets	Release 2004-66
08/12/2004 OCC Allows National Bank Offices Affected by Hurricanes Bonnie and Charley to Close	Release 2004-65 Proclamation
07/28/2004 Agencies Issue Bank Secrecy Act Examination Procedures Relating to Section 326 of the USA PATRIOT Act	Release 2004-64 Examination Procedures OCC 2004-34
07/22/2004 Banking Agencies Delay Rollout of Web-Based Central Data Repository for Bank Financial Data	Release 2004-63
07/20/2004 Agencies Issue Final Rule on Capital Requirements for Asset-Backed Commercial Paper Programs	Release 2004-62 Final Rule
07/19/2004 John Quill Named Deputy Comptroller for Special Supervision	Release 2004-61
07/16/2004 OCC Will Withdraw CRA Regulatory Proposal	Release 2004-60
07/15/2004 OCC Releases CRA Evaluations or 26 National Banks	Release 2004-59
07/15/2004 OCC Announces 17 Enforcement Actions and Four Terminations	Release 2004-58
07/15/2004 OCC Testifies on Challenges Faced in Combating Money Laundering	Release 2004-57 Testimony Oral Statement
07/12/2004 Robert Garsson Named Deputy Comptroller for Public Affairs	Release 2004-56
07/12/2004 Community Developments On-Line Spotlights New Markets Tax Credit Program	Release 2004-55 Community Developments On-Line
07/02/2004 Agencies Issue Proposed Rule on Affiliate Marketing Opt Outs	Release 2004-54 Proposed Rule
07/01/2004 OCC Cautions National Banks About Long-Term Interest Rate Risks	Release 2004-53 OCC 2004-29 Interest Rate Risk
06/26/2004 Banking Agencies Announce Publication of Revised Capital Framework and Describe U.S. Implementation Efforts	Release 2004-52 Revised Capital Framework
06/24/2004 OCC Releases CRA Evaluations For 34 National Banks	Release 2004-51
06/22/2004 OCC Chief Counsel Julie L. Williams Tells Senate Banking Committee That Unnecessary Regulatory Burden Hurts Both Banks and Consumers	Release 2004-50 Speech
06/18/2004 OCC Reports Derivatives Volume Surpasses $76 Trillion	Release 2004-49 Quarterly Derivatives Report
06/18/2004 Agencies Extend Comment Period on Statement Concerning Complex Structured Finance Activities	Release 2004-48
06/16/2004 OCC Announces 21 Enforcement Actions and Four Terminations	Release 2004-47
06/15/2004 OCC Chief Counsel Julie L. Williams Calls For Greater Cooperation to Combat Predatory Lending	Release 2004-46 Speech
06/08/2004 Agencies Propose Rules on Disposal of Consumer Information	Release 2004-45 Proposed Rules
06/08/2004 OCC Proclamation On National Day of Mourning for President Reagan	Release 2004-44 Proclamation
06/03/2004 Comptroller Hawke Directs Review of Agency's Handling Of Bank Secrecy Act Compliance at Riggs Bank N.A.	Release 2004-43 Oral Statement Testimony
06/02/2004 OCC Testifies on Challenges Faced in Combating Money Laundering	Release 2004-42 Oral Statement Testimony
06/01/2004 OCC Issues Third Quarter 2004 CRA Examination Schedule	Release 2004-41 2004 CRA Examination Schedule
05/28/2004 Agencies Issue Proposed Guidance on Overdraft Protection Programs	Release 2004-40 Proposed Guidance
05/25/2004 OCC Announces 12 Enforcement Actions and Three Terminations	Release 2004-39
05/24/2004 OCC Releases CRA Evaluations For 62 National Banks	Release 2004-38
05/24/2004 OCC Issues Order Against First National Bank of Marin	Release 2004-37 Order
05/17/2004 Comptroller Hawke Addresses Conference on Credit Rating and Scoring Models	Release 2004-36 Speech
05/14/2004 Agencies Request Comment on Statement Concerning Complex Structured Finance Activities	Release 2004-35 Interagency Statement On Sound Practices
05/13/2004 OCC Assesses $25 Million Penalty Against Riggs Bank N.A.	Release 2004-34 Consent Order Consent Order of Civil Money Penalty
04/28/2004 OCC Announces 16 New Enforcement Actions and Four Terminations	Release 2004-33
04/23/2004 Agencies Issue Proposed Rule on Use of Medical Information for Credit Eligibility	Release 2004-32 Proposed Rule
04/22/2004 OCC Releases CRA Evaluations For 52 National Banks	Release 2004-31
04/20/2004 Comptroller Hawke Tells Senate Banking Committee That National Banking System is in Strong Condition	Release 2004-30 Oral Statement Testimony
04/13/2004 Federal Agencies Publish Spanish-Language Version of Consumer Brochure on Predatory Lending	Release 2004-29 (English) Release 2004-29 (Spanish) Predatory Lending Brochure WorkSheet
04/07/2004 Comptroller Hawke Tells Senate Panel of Overarching Considerations for Preemption and Visitorial Powers Rules	Release 2004-28 Oral Statement Testimony
04/05/2004 Mark Levonian Named Deputy Comptroller for Modeling and Analysis	Release 2004-27
04/01/2004 Comptroller Hawke Tells House Panel National Banks Are in Sound Condition	Release 2004-26 Oral Statement Testimony
03/25/2004 First Senior Deputy Comptroller Julie L. Williams Sets the Record Straight Regarding Nature, Consequences of OCC's Recent Preemption Regulations	Release 2004-25 Speech
03/25/2004 OCC Issues Proposed Rule to Assist Consumers in Identifying Operating Subsidiaries Subject to OCC Supervisory Authority	Release 2004-24 Proposed Rule
03/23/2004 OCC Issues Contact Information for Questions Concerning Tying	Release 2004-23
03/15/2004 OCC Releases CRA Evaluations For 32 National Banks	Release 2004-22
03/15/2004 OCC Announces 18 New Enforcement Actions and Two Terminations	Release 2004-21
03/12/2004 OCC Closes Guaranty National Bank of Tallahassee and Appoints FDIC Receiver	Release 2004-20
03/12/2004 OCC Reports Derivative Volume Surpasses $70 Trillion	Release 2004-19 Quarterly Derivatives Report
03/09/2004 First Senior Deputy Comptroller and Chief Counsel Julie L. Williams discussed misunderstandings and mischaracterizations of the OCC's preemption rule in a speech to America's Community Bankers.	Release 2004-18 Speech
03/01/2004 OCC Issues Second Quarter 2004 CRA Examination Schedule	Release 2004-17 2004 CRA Examination Schedule
03/01/2004 OCC Guidance Clarifies that National Banks Should Act Promptly To Resolve Consumer Complaints Forwarded by State Agencies	Release 2004-16
02/19/2004 OCC Releases CRA Evaluations For 42 National Banks	Release 2004-15
02/19/2004 OCC Announces Five New Enforcement Actions	Release 2004-14
02/12/2004 OCC Chief Counsel Julie L. Williams Explains New Preemption Rules, Urges Cooperation Between States and OCC	Release 2004-13 Speech
02/12/2004 Bank Agencies Announce Launch Of Web Site On Call Report Modernization Initiative	Release 2004-12
02/11/2004 Lawrence E. Beard Named Deputy Comptroller for Licensing	Release 2004-11
02/06/2004 Bank and Thrift Agencies Publish Proposed Rulemaking Regarding the Community Reinvestment Act	Release 2004-10 Proposed Rulemaking
01/28/2004 OCC Releases CRA Evaluations For 33 National Banks	Release 2004-9
01/28/2004 OCC First Senior Deputy Comptroller Julie L. Williams Tells House Panel New Regulations Grounded in Federal Law, Court Precedent and Constitution	Release 2004-8 Testimony Oral Statement
01/22/2004 Community Developments Newsletter Outlines Bank Strategies to Assist Small Businesses	Release 2004-7 Community Development News Letter
01/20/2004 OCC Announces 15 New Enforcement Actions and One Termination	Release 2004-6
01/20/2004 Comptroller Hawke Voices Support for Inter-Agency Proposal to Amend the Community Reinvestment Regulations	Release 2004-5
01/13/2004 OCC Sending Bank Examiners to Assist Iraqi Bank Officials	Release 2004-4
01/07/2004 OCC Issues Final Rules on National Bank Preemption and Visitorial Powers; Includes Strong Standard to Keep Predatory Lending out of National Banks	Release 2004-3 Additional Documents
01/04/2004 Policy Statement Issued on Financial Institutions Providing Financial Support to Advised Investment Funds	Release 2004-2 Policy Statement
01/02/2004 OCC Issues Final Rule Authorizing Electronic Filing of Corporate Applications	Release 2004-1 Final Rule

The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.