Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
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About the OCC:
The Changing World of Banking

Email your questions to our historian.

OCC BuildingPress to Hear Banking has changed in many ways through the years. Banks today offer a wider range of products and services than ever before, and deliver them faster and more efficiently. But banking's central function remains as it has always been. Banks put a community's surplus funds (deposits and investments) to work by lending to people to buy homes and cars, to start and expand businesses, to put their children through college, and for countless other purposes. Banks are vital to the health of our nation's economy. For tens of millions of Americans, banks are the first choice for saving, borrowing, and investing.

The history of the interaction between American banking and American government is the subject of this web-based exhibit. It focuses on the rise of the national banking system and the Office of the Comptroller of the Currency, which was established to supervise it.

More of the Changing World of Banking:
1Introduction2 1790 to 183231832 to 1864

4 1865 to 19145 1929 to 197061970 to Today

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The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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