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What's New


January 9, 2009
OCC 2009-3, Home Mortgage Disclosure Act: Exemption Threshold for Depository Institutions under Regulation C HTML
Amendment (PDF) to interpretation of Regulation C of Home Mortgage Disclosure Act raises asset-size threshold of exemption for depository institutions required to report data; effective January 1.

January 6, 2009
News Release 2009-1, Issuance of Final Interagency Questions and Answers on Community Reinvestment

January 5, 2009
OCC 2009-2, Home Mortgage Disclosure Act: Rate Spread Reporting Threshold under Regulation C HTML
Final amendments (PDF) to Regulation C revise rules for reporting price information on higher priced loans to make data reporting more consistent and, therefore, more predictable. Effective October 1.

OCC Announces New Electronic Interpretations and Actions - December 2008

January 2, 2009
OCC 2009-1, Deduction of Goodwill Net of Associated Deferred Tax Liability: Final Rule HTML
Final rule (PDF) permits banking organizations to reduce the amount of goodwill that must be deducted from their regulatory Tier 1 capital.

December 30, 2008
OCC 2008-36, Community Reinvestment Act: Small Bank Asset Thresholds and Related Regulatory Revision HTML
OCC has published revisions (PDF) to its Community Reinvestment Act regulations adjusting the asset-size thresholds to be used to define "small bank" and "intermediate small bank."

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Features


Response to Current Financial Challenges
News and information on OCC's and financial regulators' response to financial events throughout 2008, including the Troubled Asset Relief Program (TARP).

Agencies Encourage Participation in Treasury's Capital Purchase Program, FDIC's Temporary Liquidity Guarantee Program
Release 2008-125


News Release 2008-150, Agencies Release Joint Mortgage Metrics Report (PDF 589KB) For the Third Quarter of 2008 HTML

News Release 2008-147, OCC Alerts Banks to Issuance of Wachovia Restitution Checks

Comptroller Dugan Says CRA not Responsible for Subprime Lending Abuses
Release 2008-136 | Remarks Before the Enterprise Annual Network Conference (PDF)


Agencies Announce Decision on Regulatory Capital Impact of Emergency Economic Stabilization Act of 2008 on Fannie Mae and Freddie Mac Preferred Stock
Release 2008-124

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    The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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