Group Life Insurance (VGLI)
VGLI is a program of post-separation insurance which allows service members
to convert their SGLI coverage to renewable term insurance. Members
with full-time SGLI coverage are eligible for VGLI upon release from
VGLI coverage is issued in multiples of $10,000 up to a maximum of
$400,000. However, a service member's VGLI coverage amount cannot exceed
the amount of SGLI they had in force at the time of separation from
VGLI Premiums are based upon the separating member's age. Premium rates were reduced effective July 1, 2008. Follow this
link to view VGLI premium rates.
To convert SGLI to VGLI, an eligible member must submit an SGLV
8714, Application for Veterans' Group Life Insurance to the Office
of Servicemembers' Group Life Insurance with the required premium
within one year and 120 days from discharge. However, service members
who submit their application within 120 days of discharge do not need
to submit evidence of good health. Service members who apply after
the 120-day period must submit evidence of good health.
We can help your figure out how much insurance you need.
To assess your life insurance needs, follow this link to our Insurance
VGLI policyholders can convert their VGLI to an individual commercial
life insurance policy at any time. Follow these links for:
VGLI policyholders can now access our VGLI Newsletter
for current information about VGLI.
If you have questions- Visit our VGLI
Frequently Asked Questions page
for answers to common questions about VGLI. If you can't find the
information that you're looking for on this site you should call,
e-mail or write to the Office of Servicemembers' Group Life Insurance
(OSGLI). The OSGLI administers the VGLI program including the processing
and payment of claims. Follow this link for OSGLI contact information.