Money Management / Personal Finance should be built into the basic school curriculum so that we can teach our youth to become more responsible over their own finances. They should be better equipped to make educated decisions with their finances. They would better understand the consequences behind making unwise financial decisions. We (American government) can continue to give out welfare checks, stimulus packages, bailouts, etc.; but without the basic financial fundaments, there are many recipients who make unwise financial decisions and run out of money before the end of the month. An important topic to cover in money management course is about being an educated / smart consumer. Yes, we are partly in this mortgage crisis because of mortgage lenders. However, many of these consumers play a part in their own fate by taking on loans that they cannot reasonably afford. They took on a loan just because it was approved instead of making their decision on what was more realistically affordable.
We should educate our youth now so that a similar economic tragedy does not occur with future generations. There are many adult Americans who may also wish to have a money management course. As for the adult Americans who have already graduated from public schools; these types of money management classes should be available to them as a tax deductible continuing education class. Being a tax deduction can be an incentive to taking the class for those who need it.
I believe that many of the predatory lenders are successful because they dwell on individuals who are in need of financial assistance (the poor) but do not understand how to make a wise decision on fulfilling that need. I believe that through education (basic money management courses) we can produce wiser consumers and make it more difficult for these institutions to prey on the less fortunate.
Also, by creating a wiser consumer, the consumer can lessen the financial strain on themselves by wisely spending the resources they have available to them. Hopefully, this will help many who are able to successfully implement good money management skills into their lives to be more prosperous resulting in less people reliant on government assistance and more to be self-sufficient.
This is, in some ways, similar to Obama’s Hospitals Report Card Act where the attempt is to educate the consumer / patient so that they are empowered to make a knowledgably decision on where to get quality healthcare and competitive pricing. Providing basic money management education will help consumers make good financial decisions overall.
No one should have there job at risk because they are LGBT. Pass and sign ENDA. In many states it is legal to FIRE a person just because they are LGBT (lesbian, gay, bisexual or transgendered)
http://en.wikipedia.org/wiki/Maglev_train
http://www.MaglevNow.com/
MAGLEV, or magnetic levitation, is a system of transportation that suspends, guides and (usually) propels vehicles, predominantly passenger trains, and could include personal transportation, using magnetic forces. This method has the potential to be faster, quieter and smoother than wheeled mass transit systems. The technology has the potential to exceed 4000 mph (6437 km/h) if deployed in an evacuated tunnel.
Just think, this type of transportation system could replace many of our outdated systems we depend upon today. This technology is proven and it is all available now.
To prove the point:
Main advantages:
1. This is the only type of transportation system that can be run entirely upon renewable resources, solar, wind, geothermal, water generated, etc. This is an all electric system which lends itself perfectly to our problem we find ourselves in right now, dependant on external oil.
A. Depending upon where in the country the system traverses, you can take advantage of the resources that are plentiful in that area, as well as sell any unused power back into the locale grid, in other words a grid-tie power system.
2. The US has all the resources required to accomplish this monumental task right here, right now. We would not have to be dependant upon any external manpower or resource, this project would employ millions of US workers over many many decades. We would be investing in our own future, not others. Also, It would put many of our withering industries back in business, and create many new ones.
A. Engineers, construction workers, technicians, etc. B. Steel industry, automotive, airlines, ect.
3. It could, over time, replace the existing and outdated transportation infrastructure, including land and air systems. Please comment:
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