Answers to Questions About the NFIP
This booklet is intended to acquaint the public with the National Flood Insurance Program (NFIP). Despite the highly technical nature of the Program, there has been a deliberate effort to minimize the use of technical terms. This publication is designed for readers who do not need a detailed history or refined technical or legal explanations, but do need a basic understanding of the program and the answers to some frequently asked questions. Readers who need legal definitions should refer to the Standard Flood Insurance Policy and to NFIP and Related Regulations.
- Introduction to the NFIP
- Flood Insurance Information for Prospective Buyers
- Coverage
- Filing a Flood Insurance Claim
- Floodplain Management Requirements
- Flood Hazard Assessment and Mapping Requirements
- Repetitive Loss Properties Strategy
- Presidential Disaster Declarations and the NFIP
- NFIP Program Information and Address and Phone Directory
- FEMA LOMA Depot
- Additional Reading
The information provided is as current as possible, but changes in the NFIP are made periodically. Readers can obtain the most up-to-date insurance information by using the contact information at the back of the booklet.
Use of acronyms and initials has been limited, but some terms are used so often the acronyms are practical and of assistance to the reader. The term will be spelled at its first use in the text with the acronym or initials following in parentheses. For readers' convenience, the following is a listing of acronyms and initials that appear in Answers to Questions About the National Flood Insurance Program:
BFE -Base Flood Elevation
CBRA -Coastal Barrier Resources Act
CBRS -Coastal Barrier Resources System
CLOMA -Conditional Letter of Map Amendment
CLOMR -Conditional Letter of Map Revision
CLOMR-F -Conditional Letter of Map Revision Based on Fill
CRS -Community Rating System
DHS -U.S. Department of Homeland Security
FDPA -Flood Disaster Protection Act
FEMA -Federal Emergency Management Agency
FHBM -Flood Hazard Boundary Map
FIRA -Flood Insurance Reform Act
FIRM -Flood Insurance Rate Map
FIS -Flood Insurance Study
ICC -Increased Cost of Compliance
LODR -Letter of Determination Review
LOMA -Letter of Map Amendment
LOMC -Letter of Map Change
LOMR -Letter of Map Revision
LOMR-F -Letter of Map Revision Based on Fill
NFIP -National Flood Insurance Program
NFIRA -National Flood Insurance Reform Act
OPA -Otherwise Protected Areas
PMR -Physical Map Revision
RCBAP -Residential Condominium Building Association Policy
SDF - Special Direct Facility
SFHA -Special Flood Hazard Area
SFHDF -Standard Flood Hazard Determination Form
SFIP -Standard Flood Insurance Policy
WYO -Write Your Own
F-084 (5/06)
Last Modified: Thursday, 08-Jun-2006 12:04:48 EDT