Floodsmart.gov: The Cost Of Flooding

The Cost of Flooding

Even a small flood can inflict big losses on your home. Take a look at this chart to see how quickly the costs add up.

Inches	Items	Cost	Total Losses
2	Replace Drywall New Baseboard Molding Replace Carpet, Flooring Cleanup, Materials Bookshelves and Lamps	$ 1,350 $ 2,250 $ 2,700 $ 1,000 $ 500	$ 7,800
6	Same items as listed for 2 inches, plus: Replace Some Furniture Computer, Accessories Some CDs and Books Repaint Interior	Additional costs: $ 1,700 $ 900 $ 700 $ 380	New total: $ 11,480
10	Same items as listed for 2 and 6 inches, plus: Kitchen / Bath Cabinetry New Kitchen Appliances Living Room Furniture Clean Exterior	Additional costs: $ 2,500 $ 2,900 $ 1,800 $ 250	New total: $ 18,930
14	Same items as listed for 2, 6 and 10 inches, plus: Repairs to Furnace / AC Repair Electrical System	Additional costs: $ 2,100 $ 1,205	New total: $ 22,235
18	Same items as listed for 2, 6, 10 and 14 inches, plus: Replace Warped Doors New TV, DVD, Stereo Loss of Personal Items Repaint Exterior	Additional costs: $ 1,250 $ 1,450 $ 1,000 $ 350	New total: $ 26,285

Now that you've tested the waters, you know that even a few inches of flood water can cause extensive damage to your home. It's time to protect yourself. It's time to talk to your agent or find an agent serving your area.

Please note: Dollar amounts are hypothetical, based on varying levels of flood damage to the main floor of a fictional 900-square-foot ranch-style home. Replacement, repair and labor costs will vary by state, home and market timing.

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