Access Working Capital Loans

Ex-Im Bank's working capital guarantee gives lenders the confidence to extend short-term loans to small- and medium-size businesses for their export funding needs.

Features:

• Eligible companies must be located in the U.S., have a postitive net worth, and at least one year operating history
• Loans can be transaction-specific or revolving; no minimum or maximum amount
• Loans can be used to purchase inventory, pay for labor and overhead and/or provide services destined for export
• Advance rates are up to 90% against export accounts receivable and up to 75% against exportable inventory (including work-in-process)
• Export-related inventory and accounts receivable are used as collateral
• Exports to certain countries, most military and defense items and exports with over 51% foreign content are ineligible

Publications:

Updated: April 11, 2007