Because
We Care
What Housing Options Are Available?
Introduction
There are many times when it is not possible for a caregiver
and care receiver to live together.
- The level of care that your spouse, relative or friend needs
may require highly skilled health care personnel on a regular
basis. In this case, an extended care facility, such as assisted
living or a nursing home, may be a better care alternative.
- Your relative or friend may live in another town and does
not want to move.
- There may not be room in your home, or family members, including
your relative, may not want to live together.
Whatever the reasons, living in different housing does not mean
that you cannot be a good caregiver. You and your relative will,
however, need to make arrangements for additional help and/or
services as needed--either in his or her present home or in a
new housing arrangement.
Points to Consider When Choosing Housing and
Living Arrangements
When providing services to older persons who have limitations
in their mobility and multiple needs, the type of housing and
living arrangements you choose become critical keys in assuring
that they get the care they need. Housing and care in this instance
go hand in hand. There are many types of housing arrangements
available for older persons, and they often overlap in the types
of care and services they provide.
Before making a housing choice, you and your older relative should
assess present needs and envision, as best as possible, how these
needs may change in the future.
What options will be open to you if the need for more supportive
housing and living arrangements arises?
- Will your family member need to move to another care arrangement?
- Are these facilities available in the community, and how much
will they cost?
- How are you going to pay for housing and services now and
in the future?
- If you enter into housing that requires a substantial deposit
at the time of admission, will some of the money be returned
if your relative decides to leave?
- What guarantees do you have that the facility is financially
secure?
You and your older relative will want to ask these questions
before making a decision about moving into a new housing arrangement.
If this arrangement involves a large entrance fee or deposit or
the signing of a contract, you also will want to consult a lawyer
before making the commitment.
Guidelines for Choosing Housing Options
Regardless of what the facility is called, check it out thoroughly
before making a decision. The types of facilities listed below
range from informal home-share arrangements to commercial enterprises,
government-sponsored facilities, and housing options administered
by nonprofit organizations. Some are licensed or accredited, others
are not.
- Accreditation is an evaluation of a facilitys operation
against a set of standards. The Continuing
Care Accreditation Commission--a membership organization
of continuing care communities--is one such organization.
- Licensing
is an evaluation of a facilitys operation in accordance
with government regulations. About half of the states currently
regulate assisted living facilities.
- Many skilled and intermediate care nursing
facilities are accredited to accept patients under the Medicare
and/or Medicaid programs, which means that they must meet
certain standards and provide certain services.
Regardless of these considerations, you are responsible, in large
part, for ensuring that the facility is the right one for your
spouse, relative or friend.
Even if you are not thinking about housing options in the foreseeable
future, it is wise to have several in mind in case an emergency
arises and you need temporarily care for your relative. Home care
agencies often do not have staff available to fill in on short
notice, and you may need the services of a long-term care facility.
You can:
- Start your preliminary search by phone.
- Visit those facilities that have the services your care receiver
wants and needs.
- Take your older relative to see the facility. Better yet,
visit several and let your relative make the final choice, if
at all possible.
If your relative is able to make sound decisions, and does not
like any of the housing options or does not want to move into
a facility after visiting several, keep looking or further explore
the possibility of home care in her home or yours. Use a check list (this check list can be used as a general guide for all
types of housing) to ensure that the housing arrangement is the
right one for your relative.
Types of Housing and Living Arrangements
Listed below are types
of housing and living arrangements, what they generally offer,
and for whom they are intended. Added to these considerations
are those of costs. While some housing options are modestly priced,
others, especially those that are for-profit, tend to be expensive.
You can go to the section entitled “How Can We Afford Long
Term Care?” for information about government assistance
programs for housing and care.
- Retirement communities are planned towns with a range of housing,
services, and care options.
- Continuing
care communities offer varying levels of care in the same
building or on the same campus. When Selecting
a Continuing Care Retirement Community or retirement community,
remember they may encompass everything from housing for independent
living to assisted living and skilled nursing home care. Therefore
it may be difficult to identify what is offered simply because
a facility has a certain name. These communities are usually
designed for older persons with substantial financial resources.
- ECHO Housing is a self-contained housing unit temporarily
placed on a relatives lot that is suitable for older persons
who are largely self-sufficient.
- Accessory
Apartments are self-contained apartments in the care receivers
home, your home or the home of another caregiver. Designed for
older persons who may be largely self-sufficient or need help
with housekeeping, cooking, and personal care—commonly
referred to as activities of daily living (ADLs).
- Shared
Housing can be in the home of the older person or in some
elses home. Common areas, such as kitchens and dining
rooms, are shared. This type of housing offers the older homeowner
added income or the older renter an inexpensive place to live.
It may offer companionship, and the possibility of having someone
else around, at least part of the time, to help out with chores
or in case of emergencies, but this depends on the persons sharing
the house. This type of arrangement can work well for those
elderly who are independent, but who would welcome a little
extra income and/or help. It is important, however, to check
the persons references carefully before making a decision.
- Congregate
Senior Housing usually offers small apartments. Some offer
group meals and social activities. They are designed for persons
who are largely independent and do not need personal care or
help with activities of daily living.
Adult
Foster Care is usually provided in private homes--often
by the owner of the residence. The home usually provides meals,
housekeeping and sometimes personal care and assistance with
ADLs.
- Senior Group Homes are located in residential neighborhoods
and offer meals, housekeeping, and usually some personal care
and assistance with Activities of Daily Living (ADLs).
Usually a caregiver is on site, with medical personnel making
periodic visits.
Both adult foster care and group homes may be referred to as
Board
and Care Homes or Residential Care Facilities.
- Assisted
Living may provide everything, including skilled nursing
care. Others provide only personal care, assistance with ADLs
and/or social activities. These may also be called Retirement
Homes or Residential Care facilities to name a few.
- Nursing Homes provide an array
of services including 24-hour skilled medical care for total
care patients; custodial care; therapy for patients convalescing
from hospitalizations; and personal care and help with activities
of daily living for persons with dementia, chronic health, and/or
mobility problems.
Additional Resources and Reading Lists
Federal Web Sites
The Administration on Agings National Aging Information Center
lists web sites including sites related to housing
sites and directories, assisted
living, and nursing
homes. The nursing home page includes information on how to
choose a nursing home, patients rights, and payment benefit
programs.
Visit this site for information on the U.S.
Department of Housing and Urban Development (HUD) housing
programs for seniors.
National Organization Web Sites
This National Resource and Policy Center on Housing and Long-Term
Care web site offers information on home
modification, and government-supported housing programs for
older persons as well as links to other useful sites.
This web site, produced by the Family Caregiver Alliance, includes
a reading list and articles in the Fact Sheet section that discuss
Out
of Home Care Options and Assisted
Living, as well as many other topics of interest to caregivers.
For additional information on various types of housing
options go to the Senior Resource Senior
Resource web site.
The American
Association of Homes and Services for the Aging (AAHSA) web
site describes the types of residences available, what to look
for, and offers a search device for member facilities by community.
The AAHSA sponsors the Continuing Care Accreditation Commission,
which accredits qualified continuing care retirement communities.
The
Assisted Living Federation of America (ALFA) is a national
nonprofit trade association dedicated to enhancing the quality
of life in assisted living residences and representing the interests
of the assisted living industry.
The
American Health Care Association (AHCA) is a professional
organization that represents the interests of licensed nursing
homes, assisted living, and sub-acute care facilities. This web
site offers information on the types of facilities and how to
choose one.
AARP
is the largest membership organization of older persons in the
U.S. This web page is the gateway to several pages on housing.
The
National Hospice and Palliative Care Organization (NHO) promotes
quality care for terminally ill patients and provides information
about hospice services. Hospices provide medical care for dying
patients, as well as counseling and supportive services for the
patient and family members. The NHO web site provides information
about hospices and performs a search for services in your area.
Some hospices help families care for patients at home, some offer
services in a hospice center, others are located in a hospital
or skilled nursing facility. Many offer a combination of services
within a single program.
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