SNAP Special Rules for the Elderly or Disabled
Most SNAP rules apply to all households, but there are a few special
rules for households that contain an elderly or disabled member.
Who is Elderly?
A person is elderly if he or she is 60 years of age or older.
Who is Disabled?
Generally, a person is considered to be disabled for
SNAP purposes
if he or she:
-
Receives Federal disability or blindness payments under the Social
Security Act, including Supplemental Security Income (SSI) or Social
Security disability or blindness payments; or
-
Receives State disability or blindness payments based on SSI rules;
or
-
Receives a disability retirement benefit from a governmental agency
because of a disability considered permanent under the Social Security
Act; or
-
Receives an annuity under the Railroad Retirement Act and is eligible
for Medicare or is considered to be disabled based on the SSI rules;
or
-
Is a veteran who is totally disabled, permanently housebound, or in
need of regular aid and attendance; or
-
Is a surviving spouse or child of a veteran who is receiving VA benefits
and is considered to be permanently disabled.
How do I Get SNAP benefits?
A member of your household has to apply at the local
SNAP office.
It should be listed in the government section of the local telephone book.
This is generally the quickest way to find the local SNAP office. If
that doesn't work, try calling the SNAP Hotline
for your State. Most of them are toll free numbers.
If you are unable to go to the SNAP office, you may have another
person, called an authorized representative, apply and be interviewed
on your behalf. You must designate the authorized representative
in writing.
Normally a household must file an application form, have a face-to-face
interview, and provide proof (verification) of certain information, such
as income and expenses. The office interview may be waived if the household
is unable to appoint an authorized representative and no household member
is able to go to the SNAP office because of age or disability. If
the office interview is waived, the SNAP office will interview you
by telephone or do a home visit. A home visit must be scheduled beforehand
with the household.
What is a Household?
Everyone who lives together and purchases and prepares meals together
is grouped together as one household. However, if a person is 60 years
of age or older and he or she is unable to purchase and prepare meals
separately because of a permanent disability, the person and the person's
spouse may be a separate household if the others they live with do not
have very much income. (More than 165 percent of the poverty level.)
Some people who live together, such as husbands and wives and most children
under age 22, are included in the same household, even if they purchase
and prepare meals separately.
Normally people are not eligible for SNAP benefits if an institution gives
them their meals. However, there is one exception for elderly persons
and one for disabled persons:
-
Residents of federally subsidized housing for the elderly may be eligible
for SNAP benefits, even though they receive their meals at the facility.
-
Disabled persons who live in certain nonprofit group living arrangements
(small group homes with no more than 16 residents) may be eligible for
SNAP benefits, even though the group home prepares their meals for them.
What Resources Can I Have (and Still Get SNAP
benefits)?
A household with an elderly or disabled member may have up to $3,000 in resources.
A household without an elderly or disabled person may have up to $2000 in resources.
Some resources are not counted, such as your home and lot and up to $4,650
of the fair market value of one car per adult household member (and one
car per teen-aged household member if the teenager is using it to go to
work, look for work, or prepare for work). If a vehicle is needed to transport
a physically disabled household member, its value is not counted. The
resources of people who get SSI and Temporary Assistance for Needy Families
(TANF) are not counted at all. An important exception to
this is that in the State of California SSI recipients are not eligible
for SNAP, because they receive a State supplement to their SSI benefits
in lieu of SNAP benefits.
What Are the Income Limits?
Most households have to meet both a monthly gross income test and a monthly
net income test to be eligible for SNAP benefits. However, households in
which all members are receiving SSI or TANF are considered to be eligible
based on income. Other households with one or more elderly members only
have to meet the net income test.
Net income is gross income minus certain deductions.
What Deductions Are Allowed?
The allowable deductions are: a standard deduction for all households;
a 20 percent earned income deduction; a deduction for dependent care costs when
necessary for work, training, or education; a deduction for legally owed
child support payments; a deduction for medical costs for elderly and
disabled people; and an excess shelter cost deduction.
Medical deduction. For elderly members and disabled
members, allowable medical
costs that are more than $35 a month may be deducted unless an insurance
company or someone who is not a household member pays for them. Only the
amount over $35 each month may be deducted. Allowable costs include most
medical and dental expenses, such as doctor bills, prescription drugs
and other over-the-counter medication when approved by a doctor, dentures,
inpatient and outpatient hospital expenses, and nursing care. They also
include other medically related expenses, such as certain transportation
costs, attendant care, and health insurance premiums. The costs of special
diets are not allowable medical costs. Proof of medical expenses and insurance
payments is required before a deduction for these expenses may be allowed.
Shelter deduction. The shelter deduction is for shelter
costs that are more than half of the household's income after other deductions.
Allowable shelter costs include the costs of rent or mortgage, taxes,
interest, and utilities such as gas, electricity, and water. For most
households, there is a limit on the amount of the deduction that can be
allowed, but for a household with an elderly or disabled member all shelter
costs over half of the household's income may be deducted.
Receiving SNAP Benefits:
States issue SNAP benefits through local State or
county offices to households that are eligible to receive them. States issue
SNAP benefits through Electronic
Benefit Transfer (EBT). The household pays for its groceries at authorized food stores (almost
all food stores are authorized) by using the EBT card at the checkout counter.
It works like the bank debit card that other people use to pay for their
groceries in increasing numbers of stores. The cost of the groceries bought
is deducted from the household's account automatically. A major advantage
of this method is that the use of food coupons is not conspicuous. Most
other people in line will not notice that the person checking out is paying
with food coupons. We have found that SNAP households like this
feature, because it reduces the stigma many people feel in using SNAP.
A second advantage is that the household no longer needs to go anywhere
to pick up benefits each month. Benefits are automatically loaded into
the household's account each month on the designated date. We have found
that households especially enjoy this feature.
Nondiscrimination:
The U.S. Department of Agriculture (USDA) prohibits discrimination in
all its programs and activities on the basis of race, color, national
origin, gender, religion, age, disability, political beliefs, sexual orientation,
or marital and family status. (Not all prohibited bases apply to all programs.)
Persons with disabilities who require alternative means for communication
of program information (Braille, large print, audiotape, etc.) should
contact USDA's TARGET Center at (202) 720-2600 (voice and TDD).
To file a complaint of discrimination, write USDA, Director, Office of
Civil Rights, Room 326-W, Whitten Building, 14th and Independence Avenue,
SW, Washington, D.C. 20250-9410 or call (202) 720-5964 (voice and TDD).
USDA is an equal opportunity provider and employer.
Further Information:
Contact your local SNAP office for further information or to file
an application for SNAP benefits. For more information on the treatment
of income, and a sample calculation of eligibility and benefits, see Eligibility
and Benefits.
Last modified:
11/21/2008
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