[Code of Federal Regulations]

[Title 12, Volume 6]

[Revised as of January 1, 2006]

From the U.S. Government Printing Office via GPO Access

[CITE: 12CFR626.6025]



[Page 278]

 

                       TITLE 12--BANKS AND BANKING

 

                 CHAPTER VI--FARM CREDIT ADMINISTRATION

 

PART 626_NONDISCRIMINATION IN LENDING--Table of Contents

 

Sec. 626.6025  Equal housing lender poster.



    (a) Each Farm Credit institution that makes loans for the purpose of 

purchasing, constructing, improving, repairing, or maintaining a 

dwelling or any loan secured by a dwelling shall post and maintain an 

Equal Housing Lender Poster in the lobby of each of its offices. The 

poster shall be in a prominent place readily apparent to all persons 

seeking such loans.

    (b) The Equal Housing Lender Poster shall be at least 11 inches by 

14 inches in size, and shall bear the logotype and legend set forth in 

Sec. 626.6020(b) of this subpart and the following text:



       WE DO BUSINESS IN ACCORDANCE WITH FEDERAL FAIR LENDING LAWS



    (The Civil Rights Act of 1968, as amended by the Fair Housing 

Amendments Act of 1988)

    UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF 

RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL 

STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

     Deny a loan for the purpose of purchasing, 

constructing, improving, repairing, or maintaining a dwelling, or deny 

any loan secured by a dwelling; or

     Discriminate in fixing the amount, interest rate, 

duration, application procedures, or other terms or conditions of such a 

loan, or in appraising property.



 IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A 

                              COMPLAINT TO:



Assistant Secretary for Fair Housing and Equal Opportunity, Department 

of Housing and Urban Development, Washington, DC 20410, 1-800-669-9777 

(Toll Free), 1-800-927-9275 (TDD), for processing under the Federal Fair 

Housing Act

AND TO:

Farm Credit Administration, Office of Congressional and Public Affairs, 

1501 Farm Credit Drive, McLean, VA 22102-5090, 703-883-4056, 703-883-

4444 (TDD), for processing under Farm Credit Administration Regulations



                 UNDER THE EQUAL CREDIT OPPORTUNITY ACT



    (The Consumer Credit Protection Act, as amended by the Equal Credit 

Opportunity Act Amendments of 1976)



        IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:



     On the basis of race, color, national origin, 

religion, sex, marital status, or age,

     Because income is from public assistance, or

     Because a right was exercised under the Consumer 

Credit Protection Act.



 IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A 

                              COMPLAINT TO:



Farm Credit Administration, Office of Congressional and Public Affairs, 

1501 Farm Credit Drive, McLean, VA 22102-5090, 703-883-4056, 703-883-

4444 (TDD).



[57 FR 13638, Apr. 17, 1992. Redesignated at 62 FR 4441, Jan. 30, 1997, 

as amended at 62 FR 4451, Jan. 30, 1997]