[Code of Federal Regulations]

[Title 12, Volume 6]

[Revised as of January 1, 2006]

From the U.S. Government Printing Office via GPO Access

[CITE: 12CFR626.6000]



[Page 276]

 

                       TITLE 12--BANKS AND BANKING

 

                 CHAPTER VI--FARM CREDIT ADMINISTRATION

 

PART 626_NONDISCRIMINATION IN LENDING--Table of Contents

 

Sec. 626.6000  Definitions.









Sec.

626.6000 Definitions.

626.6005 Nondiscrimination in lending and other services.

626.6010 Nondiscrimination in applications.

626.6015 Nondiscriminatory appraisal.

626.6020 Nondiscriminatory advertising.

626.6025 Equal housing lender poster.

626.6030 Complaints.



    Authority: Secs. 1.5, 2.2, 2.12, 3.1, 5.9, 5.17 of the Farm Credit 

Act (12 U.S.C. 2013, 2073, 2093, 2122, 2243, 2252); 42 U.S.C. 3601 et 

seq.; 15 U.S.C. 1691 et seq.; 12 CFR 202, 24 CFR 100, 109, 110.



    Source: Subpart E of part 613 added at 37 FR 11421, June 7, 1972, 

and 57 FR 13637, Apr. 17, 1992. Redesignated as part 626 at 62 FR 4441, 

Jan. 30, 1997.





    For the purpose of this subpart, the following definitions shall 

apply:

    (a) Applicant means any person who requests or who has received an 

extension of credit from a creditor and includes any person who is or 

may become contractually liable regarding an extension of credit.

    (b) Dwelling means any building, structure, or portion thereof which 

is occupied as, or designed or intended for occupancy as, a residence by 

one or more families, and any vacant land which is offered for sale or 

lease for the construction or location thereon of any such building, 

structure, or portion thereof.

    (c) Familial status means one or more individuals (who have not 

attained the age of 18 years) being domiciled with:

    (1) A parent or another person having legal custody of such 

individual or individuals; or

    (2) The designee of such parent or other person having such custody, 

with the written permission of such parent or other person.

    The protections afforded against discrimination on the basis of 

familial status shall apply to any person who is pregnant or is in the 

process of securing legal custody of any individual who has not attained 

the age of 18 years.

    (d) Handicap means, with respect to a person:

    (1) A physical or mental impairment which substantially limits one 

or more of such person's major life activities,

    (2) A record of having such an impairment, or

    (3) Being regarded as having such an impairment,





but such term does not include current, illegal use of or addiction to a 

controlled substance (as defined in section 102 of the Controlled 

Substances Act (21 U.S.C. 802)).

    (e) Residential real estate-related transaction means any of the 

following:

    (1) The making or purchasing of loans or providing other financial 

assistance:

    (i) For purchasing, constructing, improving, repairing, or 

maintaining a dwelling; or

    (ii) Secured by residential real estate.

    (2) The selling, brokering, or appraising of residential real 

property.



[57 FR 13637, Apr. 17, 1992. Redesignated at 62 FR 4441, Jan. 30, 1997]