[Code of Federal Regulations] [Title 12, Volume 6] [Revised as of January 1, 2006] From the U.S. Government Printing Office via GPO Access [CITE: 12CFR617.7100] [Page 204-205] TITLE 12--BANKS AND BANKING CHAPTER VI--FARM CREDIT ADMINISTRATION PART 617_BORROWER RIGHTS--Table of Contents Subpart B_Disclosure of Effective Interest Rates Sec. 617.7100 Who must make and who is entitled to receive an effective interest rate disclosure? Source: 69 FR 16459, Mar. 30, 2004, unless otherwise noted. (a) A qualified lender must make the disclosures required by subparts B and C of this part to borrowers for all loans not subject to the Truth in Lending Act. (b) For a single loan involving more than one borrower, a qualified lender is required to provide only one set of disclosures to borrowers. All borrowers [[Page 205]] may designate, in writing, one person who will receive the effective interest rate disclosure. If the borrowers do not designate a particular recipient, the lender may provide the disclosure to at least one of the borrowers who is primarily liable for repayment of the loan.