[Code of Federal Regulations] [Title 32, Volume 6, Parts 800 to End] [Revised as of July 1, 1999] From the U.S. Government Printing Office via GPO Access [CITE: 32CFR818.2] [Page 53-54] TITLE 32-NATIONAL DEFENSE CHAPTER VII--DEPARTMENT OF THE AIR FORCE PART 818--PERSONAL FINANCIAL RESPONSIBILITY--Table of Contents Subpart A--General Sec. 818.2 Explanation of terms. (a) A proper and timely manner. A manner which, under the circumstances, does not discredit the Air Force. (b) Financial obligation. A legal obligation acknowledged by the member in which there is no reasonable dispute as to the facts, or one reduced to judgment. The judgment must conform to the Soldiers' and Sailors' Civil Relief Act of 1940, as amended (50 U.S.C. app. 501, (1970)), if applicable. (c) Claimant or complainant. Any business or person seeking help in obtaining settlement of an alleged financial obligation or making a claim of delinquency concerning such matters. (d) Creditor. Any person or business that extends or offers credit, or to whom or to which a debt is owed. This term includes lending institutions [[Page 54]] (such as centralized charge systems) which, although not a party to the original transaction, seek help in obtaining settlement. (e) Debt collector. Any person or agency whose business is primarily the collection of debts owed to another person or business. (f) Dependent. Spouse and unmarried children--includes stepchildren, adopted children, and illegitimate children dependent on the military member. It may include others duly constituted (see DOD Military Pay and Allowances Entitlements Manual and AFR 30-20, Issue and control of Identification (ID) Cards).