Lack of health insurance coverage for 46 million Americans is one of the nation's most pressing problems. While most elderly Americans have coverage through Medicare and over 60% of non-elderly Americans receive health coverage through employer-sponsored plans, many workers and their families remain uninsured because their employer does not offer coverage or they cannot afford the cost of coverage. Medicaid and the State Children's Health Insurance Program (SCHIP) help fill in the gaps for low-income children and some of their parents, but the reach of these programs is limited. As a result, millions of Americans without health insurance face adverse health consequences because of delayed or foregone health care and extending coverage to the uninsured has become a national priority.
This section provides data and information on the uninsured population, profiling the uninsured and describing the consequences to individuals and society from lack of health insurance. Data from surveys, studies of the impact of lack of insurance, and analysis of proposals for reform are provided. These materials can help to inform the debate on how to achieve coverage for the nation's 46 million uninsured.
The Kaiser Commission on Medicaid and the Uninsured is the main source for the Foundation's work related to the uninsured population. The Commission provides analysis of the uninsured population, and the impact of lack of insurance on access to care and health status with a particular focus on the low-income population. Through its reports and briefings, the Commission provides up-to-date information on the number and characteristics of the uninsured and assesses options for reform. In addition, the Foundation continues to assess both incremental and comprehensive proposals to address the uninsured, including modeling reform proposals ranging from tax credits to expansions of public programs.