Approaches to Universal Healthcare Survey
Comparing our Options
Moving to universal healthcare is not easy and there are many models and proposals being circulated. Below are oversimplified comparisons of three
approaches that have generated considerable attention. You can read more about these and other healthcare legislation at http://thomas.loc.gov.
The United States National Health Insurance Act - H.R. 676 | The Healthy Americans Act H.R. 3163 | The President ’s Healthcare Proposal | |
---|---|---|---|
Universal Healthcare for all U.S. citizens? |
Yes | Yes | No |
Summary | Expands Medicare to cover every American. |
States will offer private insurance plans to those not covered by employers. |
Americans receive personal tax deductions for their healthcare costs. |
Who Pays? | Individual Medicare contributions and federal tax dollars. |
Individuals or employers pay for costs. These costs are tax deductible or subsidized for those with low-incomes. |
Individuals and families will pay for their own insurance and healthcare costs, which are tax deductible. Health Savings Accounts (HSAs) are also encouraged. |
Preexisting conditions covered? |
Yes | Yes | No |
New Federal Spending? | Yes, new federal spending would be required possibly resulting in offsets such as higher taxes or larger deficit. |
According to initial cost estimates, H.R. 3163 may result in some new spending of taxpayer dollars. |
No, according to estimates, it will result in taxpayer savings. |
Standards of coverage? | The federal government will directly set coverage standards just as it does for Medicare and Medicaid. |
All insurance plans must provide at least the same benefits as insurance plans provided to Members of Congress. |
Does not set minimum coverage standards for private insurance policies. |