Standard errors for the percentage distribution of 1992–93 and 1999–2000 bachelor’s degree recipients who had borrowed for their undergraduate education and were in repayment by average total amount borrowed (in 1999 constant dollars), by selected student and institutional characteristics

Contexts of Postsecondary Education: Standard Error Tables

Debt Burden of College Graduates

Table S38-2. Standard errors for the percentage distribution of 1992–93 and 1999–2000 bachelor’s degree recipients who had borrowed for their undergraduate education and were in repayment by average total amount borrowed (in 1999 constant dollars), by selected student and institutional characteristics

	Less than $10,000		$10,000–14,999		$15,000–19,999		$20,000–24,999		$25,000 or more
Student or institutional characteristic	1992–93	1999– 2000	1992–93	1999– 2000	1992–93	1999– 2000	1992–93	1999– 2000	1992–93	1999– 2000

Total	1.43	0.75	1.13	0.75	0.74	0.84	0.59	0.94	0.60	1.06

Sex
Male	2.08	1.14	1.81	1.11	1.05	1.53	0.80	1.45	0.91	1.87
Female	1.65	0.92	1.30	1.03	1.06	0.99	0.75	1.11	0.81	1.14

Race/ethnicity
Asian/Pacific Islander	12.75	3.25	17.87	4.67	4.72	3.95	2.49	3.64	4.75	3.58
Black	4.87	2.68	3.33	2.91	4.59	3.11	2.42	3.44	2.38	3.99
White	1.41	0.77	0.98	0.94	0.80	0.96	0.59	1.15	0.63	1.08
Hispanic	5.36	3.52	4.03	3.14	2.40	2.98	1.99	2.24	1.66	3.72

Public 4-year	1.68	1.05	1.23	1.03	1.01	1.04	0.61	1.19	0.50	1.35
Nondoctoral	3.15	2.36	2.70	2.06	1.45	1.83	1.14	1.78	0.60	1.99
Doctoral	2.17	1.26	1.63	1.11	1.34	1.17	0.61	1.48	0.63	1.70

Private not-for-profit 4 year	2.00	0.95	1.45	1.12	1.70	1.25	1.35	1.23	1.48	1.61
Nondoctoral	2.64	1.33	1.56	1.60	2.26	1.73	1.50	1.57	1.28	1.95
Doctoral	2.71	1.22	2.79	1.33	2.61	1.60	2.48	2.14	2.78	2.33

Family income
Dependent total	1.49	0.95	1.24	0.97	1.09	1.05	0.89	1.21	0.85	1.37
Lowest quarter	2.48	1.81	1.68	2.19	2.24	1.98	1.48	1.82	1.05	2.27
Lower middle quarter	2.51	1.88	2.55	2.13	1.46	2.36	1.37	2.35	1.11	2.55
Upper middle quarter	4.19	2.14	3.30	2.23	2.05	2.75	2.32	1.73	2.37	2.54
Highest quarter	4.38	2.86	2.67	2.13	3.53	2.52	2.76	2.63	3.38	2.41
Independent total	2.31	1.34	1.85	1.28	1.23	1.46	0.88	1.14	0.79	1.56

Baccalaureate degree major
Business and management	3.31	2.17	2.36	2.24	2.07	2.95	1.50	2.06	1.38	2.34
Education	3.02	2.02	2.19	2.40	1.96	2.42	1.04	1.95	2.07	2.38
Engineering, mathematics, or science	2.72	2.09	1.75	2.07	2.39	2.11	1.15	2.32	1.16	2.52
Humanities or social sciences	2.51	1.44	1.99	1.45	1.62	1.30	1.23	1.58	0.81	2.01
Other	2.85	1.42	2.96	1.26	1.45	1.77	1.67	1.43	1.11	1.79

Monthly salary in 1994/2001
Lowest quarter	2.88	3.36	2.94	3.62	2.35	3.91	1.34	2.96	1.13	2.78
Lower middle quarter	2.88	1.91	3.33	1.56	1.78	1.70	1.16	1.40	0.85	1.97
Upper middle quarter	2.00	1.67	1.47	1.40	1.11	1.77	1.09	1.71	1.17	1.73
Highest quarter	2.98	1.44	1.56	1.82	1.75	2.28	1.33	1.99	1.54	2.22

Employment status in 1994/2001
Employed full time	1.63	0.86	1.24	0.87	0.79	0.90	0.74	1.06	0.67	1.07
Employed part time	4.08	3.76	2.61	4.29	2.90	2.82	1.82	2.97	1.99	3.99

SOURCE: U.S. Department of Education, NCES, 1993/94 and 2000/01 Baccalaureate and Beyond Longitudinal Studies (B&B:93/94 and B&B:2000/01).

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