Table S38-2. Standard errors for the percentage distribution of 1992–93 and 1999–2000 bachelor’s degree recipients who had borrowed for their undergraduate education and were in repayment by average total amount borrowed (in 1999 constant dollars), by selected student and institutional characteristics
|
|
Less than $10,000
|
|
$10,000–14,999
|
|
$15,000–19,999
|
|
$20,000–24,999
|
|
$25,000 or more
|
Student or institutional characteristic |
1992–93 |
1999– 2000 |
|
1992–93 |
1999– 2000 |
|
1992–93 |
1999– 2000 |
|
1992–93 |
1999– 2000 |
|
1992–93 |
1999– 2000 |
|
Total |
1.43 |
0.75 |
|
1.13 |
0.75 |
|
0.74 |
0.84 |
|
0.59 |
0.94 |
|
0.60 |
1.06 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Sex |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Male |
2.08 |
1.14 |
|
1.81 |
1.11 |
|
1.05 |
1.53 |
|
0.80 |
1.45 |
|
0.91 |
1.87 |
Female |
1.65 |
0.92 |
|
1.30 |
1.03 |
|
1.06 |
0.99 |
|
0.75 |
1.11 |
|
0.81 |
1.14 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Race/ethnicity |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Asian/Pacific Islander |
12.75 |
3.25 |
|
17.87 |
4.67 |
|
4.72 |
3.95 |
|
2.49 |
3.64 |
|
4.75 |
3.58 |
Black |
4.87 |
2.68 |
|
3.33 |
2.91 |
|
4.59 |
3.11 |
|
2.42 |
3.44 |
|
2.38 |
3.99 |
White |
1.41 |
0.77 |
|
0.98 |
0.94 |
|
0.80 |
0.96 |
|
0.59 |
1.15 |
|
0.63 |
1.08 |
Hispanic |
5.36 |
3.52 |
|
4.03 |
3.14 |
|
2.40 |
2.98 |
|
1.99 |
2.24 |
|
1.66 |
3.72 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Public 4-year |
1.68 |
1.05 |
|
1.23 |
1.03 |
|
1.01 |
1.04 |
|
0.61 |
1.19 |
|
0.50 |
1.35 |
Nondoctoral |
3.15 |
2.36 |
|
2.70 |
2.06 |
|
1.45 |
1.83 |
|
1.14 |
1.78 |
|
0.60 |
1.99 |
Doctoral |
2.17 |
1.26 |
|
1.63 |
1.11 |
|
1.34 |
1.17 |
|
0.61 |
1.48 |
|
0.63 |
1.70 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Private not-for-profit 4 year |
2.00 |
0.95 |
|
1.45 |
1.12 |
|
1.70 |
1.25 |
|
1.35 |
1.23 |
|
1.48 |
1.61 |
Nondoctoral |
2.64 |
1.33 |
|
1.56 |
1.60 |
|
2.26 |
1.73 |
|
1.50 |
1.57 |
|
1.28 |
1.95 |
Doctoral |
2.71 |
1.22 |
|
2.79 |
1.33 |
|
2.61 |
1.60 |
|
2.48 |
2.14 |
|
2.78 |
2.33 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Family income |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Dependent total |
1.49 |
0.95 |
|
1.24 |
0.97 |
|
1.09 |
1.05 |
|
0.89 |
1.21 |
|
0.85 |
1.37 |
Lowest quarter |
2.48 |
1.81 |
|
1.68 |
2.19 |
|
2.24 |
1.98 |
|
1.48 |
1.82 |
|
1.05 |
2.27 |
Lower middle quarter |
2.51 |
1.88 |
|
2.55 |
2.13 |
|
1.46 |
2.36 |
|
1.37 |
2.35 |
|
1.11 |
2.55 |
Upper middle quarter |
4.19 |
2.14 |
|
3.30 |
2.23 |
|
2.05 |
2.75 |
|
2.32 |
1.73 |
|
2.37 |
2.54 |
Highest quarter |
4.38 |
2.86 |
|
2.67 |
2.13 |
|
3.53 |
2.52 |
|
2.76 |
2.63 |
|
3.38 |
2.41 |
Independent total |
2.31 |
1.34 |
|
1.85 |
1.28 |
|
1.23 |
1.46 |
|
0.88 |
1.14 |
|
0.79 |
1.56 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Baccalaureate degree major |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Business and management |
3.31 |
2.17 |
|
2.36 |
2.24 |
|
2.07 |
2.95 |
|
1.50 |
2.06 |
|
1.38 |
2.34 |
Education |
3.02 |
2.02 |
|
2.19 |
2.40 |
|
1.96 |
2.42 |
|
1.04 |
1.95 |
|
2.07 |
2.38 |
Engineering, mathematics, or science |
2.72 |
2.09 |
|
1.75 |
2.07 |
|
2.39 |
2.11 |
|
1.15 |
2.32 |
|
1.16 |
2.52 |
Humanities or social sciences |
2.51 |
1.44 |
|
1.99 |
1.45 |
|
1.62 |
1.30 |
|
1.23 |
1.58 |
|
0.81 |
2.01 |
Other |
2.85 |
1.42 |
|
2.96 |
1.26 |
|
1.45 |
1.77 |
|
1.67 |
1.43 |
|
1.11 |
1.79 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Monthly salary in 1994/2001 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Lowest quarter |
2.88 |
3.36 |
|
2.94 |
3.62 |
|
2.35 |
3.91 |
|
1.34 |
2.96 |
|
1.13 |
2.78 |
Lower middle quarter |
2.88 |
1.91 |
|
3.33 |
1.56 |
|
1.78 |
1.70 |
|
1.16 |
1.40 |
|
0.85 |
1.97 |
Upper middle quarter |
2.00 |
1.67 |
|
1.47 |
1.40 |
|
1.11 |
1.77 |
|
1.09 |
1.71 |
|
1.17 |
1.73 |
Highest quarter |
2.98 |
1.44 |
|
1.56 |
1.82 |
|
1.75 |
2.28 |
|
1.33 |
1.99 |
|
1.54 |
2.22 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Employment status in 1994/2001 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Employed full time |
1.63 |
0.86 |
|
1.24 |
0.87 |
|
0.79 |
0.90 |
|
0.74 |
1.06 |
|
0.67 |
1.07 |
Employed part time |
4.08 |
3.76 |
|
2.61 |
4.29 |
|
2.90 |
2.82 |
|
1.82 |
2.97 |
|
1.99 |
3.99 |
|
SOURCE: U.S. Department of Education, NCES, 1993/94 and 2000/01 Baccalaureate and Beyond Longitudinal Studies (B&B:93/94 and B&B:2000/01).
|
|