Federal Aid Programs For Iowa Disaster Recovery
Release Date: May 27, 2008
Release Number: HQ-08-082Factsheet
» More Information on Iowa Severe Storms, Tornadoes, and Flooding
Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Bush's major disaster declaration issued for Iowa.
Assistance for Affected Individuals and Families Can Include as Required:
- Rental payments for temporary housing for those whose homes are unlivable. Initial assistance may be provided for up to three months for homeowners and at least one month for renters. Assistance may be extended if requested after the initial period based on a review of individual applicant requirements. (Source: FEMA funded and administered.)
- Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional. (Source: FEMA funded and administered.)
- Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs. (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
- Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals. (Source: FEMA funded; state administered.)
- Low-interest loans to cover residential losses not fully compensated by insurance. Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses. Loans available up to $1.5 million for business property losses not fully compensated by insurance. (Source: U.S. Small Business Administration.)
- Loans up to $1.5 million for small businesses that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster's adverse economic impact. This loan in combination with a property loss loan cannot exceed a total of $1.5 million. (Source: U.S. Small Business Administration.)
- Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans benefits and social security matters.
- Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence. (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
Assistance for the State and Affected Local Governments Can Include as Required:
- FEMA will direct other federal agencies and provide 75 percent federal funding for emergency measures taken to save lives and protect property and public health, limited to this direct federal assistance.
- Payment of not more than 75 percent of the approved costs for hazard mitigation projects undertaken by state and local governments to prevent or reduce long-term risk to life and property from natural or technological disasters. (Source: FEMA funded, state administered.)
How to Apply for Assistance:
- Those in the counties designated for assistance to affected residents and business owners can begin the disaster application process by registering online at www.fema.gov or by calling 1-800-621-FEMA (3362) or 1-800-462-7585 (TTY) for the hearing and speech impaired. The toll-free telephone numbers are available from 8 a.m. to 6 p.m. (local time) seven days a week. Applicants registering for aid should be prepared to provide basic information about themselves (name, permanent address, phone number), insurance coverage and any other information to help substantiate losses.
- Application procedures for local governments will be explained at a series of federal/state applicant briefings with locations to be announced in the affected area by recovery officials.
Direct Federal Assistance:
FEMA will provide direct federal assistance through a mission assignment to another federal agency - upon request of the state - when the state and local government certify they lack the capability to perform or contract for the requested work. The state shall agree in advance to reimburse FEMA for the appropriate non-federal share of the work including the overhead of the Federal agency assigned the task.
Food, Water, and Other Consumable Commodities: This relates to a mission assignment task order approved for such commodities and the work necessary to distribute them, but not including installation or set-up, regardless of the work or project completion date.
Other Emergency Protective Measures: Examples of these measures include: installation of generators, installation of large plastic sheet roofing, and shoring or demolition of unsafe structures.
FEMA coordinates the federal government's role in preparing for, preventing, mitigating the effects of, responding to, and recovering from all domestic disasters, whether natural or man-made, including acts of terror.
Last Modified: Tuesday, 27-May-2008 12:19:01