Electronic Benefits Transfer (EBT) System allows DHR's customers to
electronically access Food Stamps and Temporary Cash Assistance benefits using
ATM and Point of Sale (POS) technology. Maryland was the first state to implement
a statewide EBT program.
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What is Electronic Benefits Transfer?
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The Independence Card
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Electronic Benefits Transfer (EBT), is the
distribution of cash and food stamp benefits with a plastic debit card called an
Independence Card. This system has improved service for customers and
retailers, reduced fraud, and increased administrative control.
Cash benefits are accessed through commercial
point-of-sale (POS) terminals located in authorized retail stores and at automated
teller machines. Food stamp benefits are only available through POS devices that
have been installed in eligible food stores.
Maryland's Electronic Benefits Transfer project
was launched as a pilot program in November, 1989. Maryland became the first
state-wide program in the United States in 1993. Maryland's EBT network is made
up of over 100,000 food stamp & cash customers, over 2,000 retailers and over 470,000
automated teller machines.
Additionally, customers can use the Independence
Card to pay their group home expenses. Several mobile merchants and farmers markets also accept
the Independence Card.
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