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  VA - Life Insurance - Servicemembers’ Group Life Insurance (SGLI)
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Program Description

Servicemembers’ Group Life Insurance (SGLI) is currently available to all members of the uniformed services.

SGLI is a group life insurance policy purchased by VA from a commercial life insurance company. SGLI coverage is available in $50,000 increments up to the maximum amount of $400,000. Service members are automatically insured for the maximum coverage amount of $400,000 unless they decline coverage or elect a reduced amount. Both requests must be in writing.

SGLI members have two options available to them upon release from service. They can convert their full-time SGLI coverage to renewable term insurance under the Veterans’ Group Life Insurance (VGLI) program or to a permanent plan of insurance with one of the participating commercial insurance companies.

General Program Requirements

In order to qualify for this benefit program, you must currently be serving in the military in any of the following branches/areas:

  • Active duty or Ready Reserve
  • Commissioned Corps of the National Oceanic and Atmospheric Administration Corps
  • Reserve Officer Training Corps
  • United States Public Health Service
  • Cadet/midshipman in one of the four service academies
If you are a service member in one of the above categories, you are automatically covered under SGLI for the maximum amount of insurance unless you reduce or decline you coverage.

Application Process
For more information, see the Program Contact Information below.

Program Contact Information

For more information, please visit:

http://www.insurance.va.gov/sgliSite/default.htm

If you have questions about SGLI, please contact the Office of Servicemembers’ Group Life Insurance (OSGLI) at:

1-800-419-1473 (inside the US)
973-548-5699 (overseas)
osgli.osgli@prudential.com (general email address)
osgli.claims@prudential.com (SGLI claims email address)


You can download a fact sheet at: http://www.vba.va.gov/VBA/benefits/factsheets/insurance/SGLIeg_0906.doc

Managing Agency
Veterans Benefits Administration (VBA)
http://www.vba.va.gov

 
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