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U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

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U.S. Department of Housing and Urban Development Benefits

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  Adjustable Rate Mortgage Insurance (HUD/FHA) This program can help individuals buy a single family home in which they intend to live. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a nu... view more
  Architectural Barriers Act Enforcement This program assists individuals subject to discrimination on the basis of disability within the domain of Federally assisted programs.... view more
  Basic FHA Loan (Home Mortgage Insurance - HUD/FHA) This program can help individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance program... view more
  Combination Mortgage Insurance for Manufactured Home and Lot This program can help you buy a manufactured home and the land for the home. The manufactured home must be your primary residence. While HUD does not lend money directly to buyers to purchase a manufact... view more
  Condominium Unit Purchase (Mortgage Insurance - HUD/FHA) This program can help individuals buy a home in a condominium development that will be their place of residence. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders... view more
  Doctoral Dissertation Research Grants Doctoral Dissertation Research Grants help Doctoral candidates who have been accepted to an accredited institution complete research and dissertations on housing or urban development issues. Recipients ... view more
  Early Doctoral Student Research Grants Early Doctoral Student Research Grants assist eligible Doctoral students in cultivating their research skills through the preparation of a research manuscript on housing or urban development issues. Rec... view more
  Equal Opportunity in Housing The objective of this program is to support fair housing throughout the United States and provide an administrative enforcement system that is subject to judicial review.... view more
  Fair Housing Initiatives Program (FHIP) Education and Outreach Initiative The purpose of the program is to develop, implement, carry out, or coordinate education and outreach programs designed to inform the public concerning rights and obligations under the Fair Housing Act. ... view more
  Fair Housing Initiatives Program (FHIP) Private Enforcement Initiative The purpose of the program is to develop, implement, carry out, or coordinate programs or activities designed to obtain enforcement of the rights granted by the Fair Housing Act or by ... view more
  Fair Housing Initiatives and Administrative Enforcement Initiative Program The purpose of the program is to develop, implement, carry out, or coordinate programs or activities designed to obtain enforcement of the rights granted by the Fair Housing Act or by substantially equi... view more
  Fair Housing Initiatives and Fair Housing Organizations Initiative Program The program's objective is to develop or expand the ability of existing eligible organizations to provide fair housing enforcement and to establish new fair housing enforcement organizations.... view more
  Good Neighbor Next Door Sales Program If you are a law enforcement officer, firefighter, emergency medical technician, or teacher, this program may help you purchase a home in a HUD-revitalization area by offering qualified purchasers a 50% discount off the list price of homes available ... view more
  HUD Homes for Sale The purpose of the program is to sell the inventory of HUD-acquired properties in a manner that expands home ownership opportunities, which will strengthen neighborhoods and communities.... view more
  HUD Public Housing Program

The purpose of the program is to provide quality rental housing to low income families at a cost they can afford.

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  Home Equity Conversion Mortgages The purpose of the program is to enable elderly homeowners to convert equity in their homes to monthly streams of income or except for Texas - lines of credit.... view more
  Home Mortgage Insurance for Disaster Victims This program can help individuals purchase a new home or rebuild their house if they are victimized by a major disaster. While HUD does not lend money directly to buyers to rebuild or purchase, FHA-appr... view more
  Hope for Homeowners

This is a new program for people at risk of losing their home due to default and foreclosure. The program provides new, 30-year, fixed rate mortgages that are insured by the Federal Housing Administration (FHA). Homeowners having difficulty paying... view more

  Housing Counseling Assistance Program HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues and reverse mortgages.... view more
  Housing Finance Agencies (HFA) Risk Sharing HUD provides credit enhancement for mortgages for multifamily housing projects whose loans are underwritten, processed, serviced, and disposed of by Housing Finance Agencies (HFA). ... view more
  Indian Home Loan Guarantee Program This grant provides and operates cost-effective, decent, safe and affordable dwellings for lower income families through an authorized local Public Housing Agency (PHA).... view more
  Indian Home Loan Guarantee Program (Section 184) This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed mortgage... view more
  Indian Housing Block Grants This grant provides Federal assistance for Indian tribes in a manner that recognizes the right of tribal self-governance, housing-related services such as housing counseling, self-sufficiency services, ... view more
  Manufactured Home Loan Insurance (HUD/FHA) The Manufactured Home Loan Insurance program makes reasonable financing possible for purchasing manufactured homes.... view more
  Mortgage Insurance: Purchase of a Cooperative Housing Unit This program can help individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance program... view more
  Non-Discrimination in Federally Assisted and Conducted Programs (On the Basis of Disability) The program is designed to prohibit discrimination on the basis of disability in programs or activities receiving Federal financial assistance. ... view more
  Non-Discrimination in Federally-Assisted Programs (On the Basis of Age) The program is designed to prohibit discrimination on the basis of age in programs or activities receiving Federal financial assistance. ... view more
  Property Improvement Loan Insurance (HUD/FHA) The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requi... view more
  Rehabilitation Mortgage Insurance (HUD/FHA) This program may help individuals finance the cost of purchasing and rehabilitating their new or existing home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders ... view more
  Section 203h Insured Mortgage for Disaster Victims

The Federal Government helps victims in Presidentially designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners, through HUDs Section 203(h) program.

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  Section 203k Rehabilitation Mortgage

When a homebuyer wants to purchase a house in need of repair or modernization, the homebuyer usually has to obtain financing first to purchase the dwelling, then additional financing to do the rehabilitation construction, and a permanent mortgage ... view more

  Section 8 Housing Choice Vouchers

This benefit program aids very low income families in obtaining decent, safe, and sanitary rental housing.

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  Single Room Occupancy (SRO) Projects The Single Room Occupancy (SRO) program provides mortgage insurance for multifamily properties consisting of single-room units. ... view more
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