Converting VGLI Coverage

VGLI policyholders have the option to convert their VGLI coverage to an individual policy of insurance at any time. In order to convert VGLI coverage, the policyholder must:

• select a company from the Participating Companies listing,
• apply to a local sales office of the company selected,
• obtain a letter from OSGLI verifying coverage (VGLI Conversion Notice),
• give a copy of that notice to the agent who takes the application

Policyholders may convert their coverage to a commercial policy at standard premium rates, without having to provide proof of good health. The conversion policy must be a permanent policy, such as a whole life policy.

Other types of policies, such as Term, Variable Life, or Universal Life Insurance are not allowed as conversion policies. In addition, supplementary policy benefits such as Accidental Death and Dismemberment or Waiver of Premium for Disability are not considered part of the conversion policy.

For additional information, please contact OSGLI.

Download Participating Companies Brochure