Converting Spousal SGLI Coverage

Spouses who are insured under the Family SGLI program have the option to convert Spousal Coverage to an individual policy of insurance within 120 days from any of the following events:

• The date of the service member's separation from the military,
• The date of the service member's divorce from current spouse,
• The date of the service member's written election (Form SGLV-8286A) to terminate Spousal SGLI coverage,
• The date of the service members written election (Form SGLV-8286) to terminate his/her SGLI coverage,
• The date of the service member's death.

Other types of policies, such as Term, Variable Life, or Universal Life Insurance are not allowed as conversion policies. In addition, supplementary policy benefits such as Accidental Death and Dismemberment or Waiver of Premium for Disability are not considered part of the conversion policy.

If a spouse wishes to convert Spousal SGLI Coverage, the spouse must apply for conversion within 120 days from any of the events listed above and must also:

• select a company from the Participating Companies listing,
• apply to a local sales office of the company selected,
• obtain a letter from OSGLI verifying coverage,
• give a copy of that letter to the agent who takes the application, along with whichever proof is applicable:

(a) The service member's separation document (Form DD-214 or NGB-22, or written orders).
(b) The Certificate of Dissolution of Marriage the spouse and the service member.
(c) The service member's FSGLI Spousal declination Form SGLV-8286A.
(d) The service member's SGLI declination Form SGLV-8286.
(e) The service member's proof of death (Report of Casualty Form DD 1300 or civilian death certificate).

For additional information, please contact OSGLI.

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