Topic Collection: Problems in Financial Markets and Housing

This page lists the most recent publications related to problems in the financial markets and housing. It also includes key publications issued since October 1997.

Showing 36 items.

Financial Regulation: A Framework for Crafting and Assessing Proposals to Modernize the Outdated U.S. Financial Regulatory System: GAO-09-216, January 8, 2009; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 107 pages)

Troubled Asset Relief Program: Status of Efforts to Address Defaults and Foreclosures on Home Mortgages: GAO-09-231T, December 4, 2008; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 24 pages) Accessible Text

Private Equity: Recent Growth in Leveraged Buyouts Exposed Risks That Warrant Continued Attention: GAO-08-885, September 9, 2008; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 133 pages) Accessible Text Recommendations (HTML)

Defined Benefit Pension Plans: Guidance Needed to Better Inform Plans of the Challenges and Risks of Investing in Hedge Funds and Private Equity: GAO-08-692, August 14, 2008; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 71 pages) Accessible Text Recommendations (HTML)

Housing Government-Sponsored Enterprises: A Single Regulator Will Better Ensure Safety and Soundness and Mission Achievement: GAO-08-563T, March 6, 2008; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 18 pages) Accessible Text

Hedge Funds: Regulators and Market Participants Are Taking Steps to Strengthen Market Discipline, but Continued Attention Is Needed: GAO-08-200, January 24, 2008; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 55 pages) Accessible Text

Information on Recent Default and Foreclosure Trends for Home Mortgages and Associated Economic and Market Developments: GAO-08-78R, October 16, 2007; Summary (HTML) Full Report (PDF, 61 pages) Accessible Text

Financial Regulation: Industry Trends Continue to Challenge the Federal Regulatory Structure: GAO-08-32, October 12, 2007; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 59 pages) Accessible Text

Federal Housing Administration: Agency Should Assess the Effects of Proposed Changes to the Manufactured Home Loan Program: GAO-07-879, August 24, 2007; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 71 pages) Accessible Text Recommendations (HTML)

Securities and Exchange Commission: Steps Being Taken to Make Examination Program More Risk-Based and Transparent: GAO-07-1053, August 14, 2007; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 43 pages) Accessible Text Recommendations (HTML)

Federal Housing Administration: Proposed Legislative Changes Would Affect Borrower Benefits and Risks to the Insurance Funds: GAO-07-1109T, July 18, 2007; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 24 pages) Accessible Text

Federal Housing Administration: Modernization Proposals Would Have Program and Budget Implications and Require Continued Improvements in Risk Management: GAO-07-708, June 29, 2007; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 56 pages) Accessible Text

Federal Housing Administration: Decline in the Agency's Market Share Was Associated with Product and Process Developments of Other Mortgage Market Participants: GAO-07-645, June 29, 2007; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 54 pages) Accessible Text

Mortgage Financing: Seller-Funded Down-Payment Assistance Changes the Structure of the Purchase Transaction and Negatively Affects Loan Performance: GAO-07-1033T, June 22, 2007; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 18 pages) Accessible Text

Federal Housing Administration: Ability to Manage Risks and Program Changes Will Affect Financial Performance: GAO-07-615T, March 15, 2007; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 19 pages) Accessible Text

Financial Market Regulation: Agencies Engaged in Consolidated Supervision Can Strengthen Performance Measurement and Collaboration: GAO-07-154, March 15, 2007; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 86 pages) Accessible Text Recommendations (HTML)

Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could Be Improved: GAO-06-1112T, September 20, 2006; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 16 pages) Accessible Text

Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could Be Improved: GAO-06-1021, September 19, 2006; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 64 pages) Accessible Text Recommendations (HTML)

Federal Housing Administration: Proposed Reforms Will Heighten the Need for Continued Improvements in Managing Risks and Estimating Program Costs: GAO-06-868T, June 20, 2006; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 21 pages) Accessible Text

Mortgage Financing: HUD Could Realize Additional Benefits from Its Mortgage Scorecard: GAO-06-435, April 13, 2006; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 36 pages) Accessible Text Recommendations (HTML)

Mortgage Financing: Additional Action Needed to Manage Risks of FHA-Insured Loans with Down Payment Assistance: GAO-06-24, November 9, 2005; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 99 pages) Accessible Text Recommendations (HTML)

Housing Finance: Ginnie Mae Is Meeting Its Mission but Faces Challenges in a Changing Marketplace: GAO-06-9, October 31, 2005; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 46 pages)

Mortgage Financing: FHA's $7 Billion Reestimate Reflects Higher Claims and Changing Loan and Performance Estimates: GAO-05-875, September 2, 2005; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 50 pages) Accessible Text Recommendations (HTML)

Federal Housing Administration: Managing Risks from a New Zero Down Payment Product: GAO-05-857T, June 30, 2005; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 17 pages) Accessible Text

Housing Government-Sponsored Enterprises: A New Oversight Structure Is Needed: GAO-05-576T, April 21, 2005; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 19 pages) Accessible Text

Federal Home Loan Bank System: An Overview of Changes and Current Issues Affecting the System: GAO-05-489T, April 13, 2005; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 25 pages) Accessible Text

Mortgage Financing: Actions Needed to Help FHA Manage Risks from New Mortgage Loan Products: GAO-05-194, February 11, 2005; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 67 pages) Accessible Text Recommendations (HTML)

Financial Regulation: Industry Changes Prompt Need to Reconsider U.S. Regulatory Structure: GAO-05-61, October 6, 2004; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 173 pages) Accessible Text Recommendations (HTML)

Government-Sponsored Enterprises: A Framework for Strengthening GSE Governance and Oversight: GAO-04-269T, February 10, 2004; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 28 pages) Accessible Text

Single-Family Housing: Cost, Benefit, and Compliance Issues Raise Questions about HUD's Discount Sales Program: GAO-04-208, January 30, 2004; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 52 pages) Accessible Text Recommendations (HTML)

Financial Regulation: Review of Selected Operations of the Federal Housing Finance Board: GAO-03-364, February 28, 2003; Summary (HTML) Highlights Page (PDF) Full Report (PDF, 87 pages) Accessible Text Recommendations (HTML)

Mortgage Financing: Changes in the Performance of FHA-Insured Loans: GAO-02-773, July 10, 2002; Summary (HTML) Full Report (PDF, 73 pages) Accessible Text

Mortgage Financing: Actuarial Soundness of the Federal Housing Administration's Mutual Mortgage Insurance Fund: GAO-02-671T, April 24, 2002; Summary (HTML) Full Report (PDF, 14 pages)

Mortgage Financing: FHA's Fund Has Grown, but Options for Drawing on the Fund Have Uncertain Outcomes: GAO-01-460, February 28, 2001; Summary (HTML) Full Report (PDF, 86 pages) Recommendations (HTML)

Long-Term Capital Management: Regulators Need to Focus Greater Attention on Systemic Risk: GGD-00-3, October 29, 1999; Summary (HTML) Full Report (PDF, 60 pages) Recommendations (HTML)

OTC Derivatives: Additional Oversight Could Reduce Costly Sales Practice Disputes: GGD-98-5, October 2, 1997; Summary (HTML) Full Report (PDF, 234 pages)

[back to top]