Overseas: (see above)
Mailing Address: (see above)
Contacts for Personnel/Payroll Specialists
The DMDC/DEERS DMDC SGLI web site shown below is for inputting declinations and reductions in FSGLI coverage for Army Navy and Air Force personnel only. A user ID and password are required to enter this site.
Current Spousal Premium
Rates - Effective July 1, 2006
Amount of Insurance
Age of Spouse
Under 35
35-39
40-44
45-49
50-54
55-59
60 & Over
$100,000
$5.50
$7.00
$9.00
$14.00
$27.00
$40.00
$52.00
$90,000
$4.95
$6.30
$8.10
$12.60
$24.30
$36.00
$46.80
$80,000
$4.40
$5.60
$7.20
$11.20
$21.60
$32.00
$41.60
$70,000
$3.85
$4.90
$6.30
$9.80
$18.90
$28.00
$36.40
$60,000
$3.30
$4.20
$5.40
$8.40
$16.20
$24.00
$31.20
$50,000
$2.75
$3.50
$4.50
$7.00
$13.50
$20.00
$26.00
$40,000
$2.20
$2.80
$3.60
$5.60
$10.80
$16.00
$20.80
$30,000
$1.65
$2.10
$2.70
$4.20
$8.10
$12.00
$15.60
$20,000
$1.10
$1.40
$1.80
$2.80
$5.40
$8.00
$10.40
$10,000
$0.55
$0.70
$0.90
$1.40
$2.70
$4.00
$5.20
Appendix C: Examples Illustrating Timing of FSGLI Changes and Payroll Actions
Tables 2 and 3 below give examples of the timing of actions to change FSGLI. The tables can be used as a guide for the personnel/payroll specialist processing the FSGLI change to let the member know when the change should be effective and what if any retro premiums or refunds will be due. The tables are broken into the following columns:
Scenario: these columns give the four types of changes that may be processed.
If Change is effective on: these columns give sample effective dates for the each type of change.
Effective month of premium change: these columns show the month the change to FSGLI premiums should begin.
DEERS is updated from: these columns give the different dates DEERS might receive the updated FSGLI information. (Reminder: The 25th and 3rd of the month are the dates that DEERS actually sends the information to DFAS. In order for an action to be included, it needs to be entered into DEERS at least two days prior to these dates.)
Then the monthly premium change will hit payroll in: These columns show when the change entered into DEERS will hit the payroll system.
And refunds are due for the month(s) of: These columns show which months the member should be refunded and whether the refund requires manual action (M), or will be automatically processed (A).
Or retro premiums are due for the month(s) of: These columns show which months the member should pay retro premiums and whether the retro premium requires manual action (M), or will be automatically processed (A).
Table 2: Examples Illustrating Timing of FSGLI Changes and Payroll Actions for Active Duty Components
SCENARIO
If change is effective on:
Then the premium
change is effective in:
If DMDC SGLI Web site is updated from:
Then monthly
premium change
will hit payroll in:
And refunds are
due for the month(s) of:
Or retro premiums
are charged for the
month(s) of:
MAR
10
APR
1
APR
27
MAY
2
MAR
APR
MAY
JUN
MAR 3
thru
MAR 31
APR 1
thru
APR 2
APR 3
thru
APR 30
MAY 1
thru
MAY 2
MAR
APR
MAY
JUN
MAR
APR
MAY
JUN
MAR
APR
MAY
JUN
Divorce
If date of divorce is:
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Decline Coverage
If 8286a is received on:
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Marriage
If date of marriage is:
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Restore Coverage
If 8285a (no "good health" issue) is received on:
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Table 3: Examples Illustrating Timing of FSGLI Changes and Payroll Actions for Reserve/Guard Components
SCENARIO
If change is effective on:
Then the premium
change is effective in:
If DMDC SGLI Web site is updated** from:
Then monthly
premium change
will hit payroll in:
And refunds are
due for the month(s) of:
Or retro premiums
are charged for the
month(s) of:
MAR27
APR14
APR
29
MAY
3
MAR
APR
MAY
JUN
MAR 25
thru
MAR 31
APR 1
thru
APR 24
APR 25
thru
APR 30
MAY 1
thru
MAY 24
MAR
APR
MAY
JUN
MAR
APR
MAY
JUN
MAR
APR
MAY
JUN
Divorce
If date of divorce is:
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Decline Coverage
If 8286a is received on:
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Marriage
If date of marriage is:
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Restore Coverage
If 8285a (no "good health" issue) is received on:
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
** DEERS actually sends the information to DFAS on the 25th and 3rd of the month. In order for an action to be included, it needs to be entered into the DMDC SGLI Website at least two days prior to these dates.
