FEDERAL EMERGENCY MANAGEMET AGENCY 
Mitigation Directorate Fact Sheet
REPETITIVE FLOOD CLAIMS GRANT PROGRAM
BUILDING STRONGER AND SAFER
Spring/Summer 2008

The Federal Emergency Management Agency’s (FEMA’s) Flood Mitigation The 
Repetitive Flood Claims (RFC) Grant Program provides mitigation funding for 
structures insured under the National Flood Insurance Program (NFIP) located 
in a State or community that cannot meet the requirements of the Flood 
Mitigation Assistance (FMA) Program. The long-term goal of the RFC Grant 
Program is to reduce or eliminate claims under the NFIP through mitigation 
activities that are in the best interest of the National Flood Insurance Fund 
(NFIF).

PROVIDING MUCH-NEEDED MITIGATION RESOURCES TO COMMUNITIES

The RFC Grant Program provides funding to reduce or eliminate the long-term 
risk of flood damage to structures insured under the NFIP that have had one 
or more claim payment(s) for flood damages. It was authorized in Section 1323 
of the National Flood Insurance Act of 1968, as amended by the Bunning-
Bereuter-Blumenauer Flood Insurance Reform Act of 2004 (FIRA 2004).

RFC funds may only be used to mitigate structures that are located within a 
State or community that participates in the NFIP and cannot meet the 
requirements of the FMA program due to lack of cost share funds or capacity 
to manage the activities.

As stated above, the long-term goal of the RFC grant program is to reduce or 
eliminate the number of reoccurring flood insurance claims, through 
mitigation activities that are in the best interest of the NFIF.

The RFC program provides property owners who are not eligible for FMA funds 
with an opportunity to mitigate future losses to their property. All RFC 
grants are eligible for up to 100 percent Federal cost assistance. The RFC grants are awarded to applicants on a nationwide 
basis without reference to State allocations, quotas, or other formula-based 
allocations.

A FEMA-approved State/Tribal standard or enhanced hazard mitigation plan is 
required for eligibility; however, a local plan is not required.

FOR MORE INFORMATION

For additional RFC Grant Program information, go to: 
http://www.fema.gov/government/grant/rfc/index.