Member Statements:
Charles Grassley, IA
Max Baucus, MT

Witness Statements:
Panel I

The Honorable Greg Jenner, Deputy Assistant Secretary,United States Department of Treasury, Washington, DC

Panel II

Ms. Davi M. D'Agostino, General Accounting Office, Financial Markets and Community Investment, Washington, DC, accompanied by Mr. Daniel M. Meyer, Senior Analyst, U.S. General Accounting Office, Washington, DC

Mr. Spencer Tillman, Journalist, Sugar Land, TX

The Honorable Frank Keating, President, American Council of Life Insurers, Washington, DC, accompanied by Stanley B. Tulin, Vice Chairman and Chief Financial Office , The Equitable Life Assurance Society of the United States

Mr. Andrew Pike, Professor of Law and Academic Dean, American University - Washington College of Law, Washington, DC

Mr. Robert Plybon, President, Association for Advanced Life Underwriting, Falls Church, VA