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Other client FAQs: Benefits • Enrollment • Rights • Premiums • Copayments Can I choose to leave FHIAP and move into OHP? What happens if I lose a job that provides health insurance for which I receive an FHIAP subsidy? What happens when my benefit package changes because of a change in eligibility? How long will OHP or FHIAP coverage last before I need to reapply? Q. Can I choose to leave FHIAP and move into OHP? A. You cannot receive FHIAP and OHP benefits in the same month. However, as a FHIAP client you can apply for OHP at any time. If you qualify for OHP, FHIAP will end your benefits. It is important that you do not stop your health coverage under your employer’s plan before you apply for OHP. If you stop your health coverage but then do not qualify for OHP, you may be required to reapply for FHIAP. Back to top Q. What happens if I lose a job that provides health insurance for which I receive an FHIAP subsidy? A. If you lose your job, you will lose employer-sponsored health insurance. You will have other coverage options. These include COBRA, Portability or State Continuation. FHIAP will subsidize (help pay for) whatever option you select. You may also apply for coverage under the OHP. Back to top Q. What happens when my benefit package changes because of a change in eligibility? A. You will get a new OMAP Medical Care Identification. It will show the correct benefit package for each member of your household. It will also show the required copayments, if any, for each person. If any members of your household are covered by FHIAP, they will get a Medical Care Identification from their private health plan. Back to top Q. How long will OHP or FHIAP coverage last before I need to reapply? A. For OHP, you must reapply after six months. An OHP application will be mailed to you at the end of the fifth month of coverage. For FHIAP, you must reapply after twelve months. An application will be mailed to you at least 60 days before your FHIAP subsidy ends. Back to top |
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