National Council on Aging (NCOA) ('We' or 'Us'), created this Privacy Statement to demonstrate our firm commitment to the user’s online privacy. This Privacy Statement discloses our information-gathering and disseminating practices for our website (the 'Website'). We urge you to read this Privacy Statement carefully.DEFINITIONS
'Cookie' shall mean a small data file that is stored on the hard drive of the computer you use to view a website. Cookies are placed by that site or by a third party with a presence on the site and are accessible only by the party or site that placed the Cookie (i.e. a Cookie placed on your computer by NCOA isn't accessed by any other site you visit but a Cookie placed on your computer by an advertiser may be accessed by any site on which that same advertiser has a presence). Cookies can contain pieces of Personally Identifiable Information (PII). NCOA encrypts any PII it stores in its Cookies. These Cookies often are used to make the site easier to use. For example, if you check a box to ask that we store your user name on your computer so that you don't have to enter it each time you visit the site, it's stored in a Cookie on your computer.
'Encryption' shall mean the translation of data into a secret code. Encryption is the most effective way to achieve data security. To read an encrypted file, you must have access to a secret key or password that enables you to decrypt it. This is typically done by secure computer systems.
'Firewall' shall mean a system designed to prevent unauthorized access to or from a public or private network. Firewalls can be implemented in both hardware and software, or a combination of both. Firewalls are frequently used to prevent unauthorized Internet users from accessing private portions of public networks. All messages entering or leaving the network pass through the Firewall, which examines each message and blocks those that do not meet the specified security criteria.
'Non-Personal Information' shall mean information that is not traceable back to any individual and cannot be used to identify an individual. For example, Click Stream Information is Non-Personal Information, as is information such as gender, age, city and state when not linked with other Personally Identifiable Information.
'Personally Identifiable Information (PII)' shall mean information that can be traced back to an individual (contrast with Non-Personal Information and Aggregate Information). Examples of PII include your name, home address, telephone number, email address, and Social Security number. If other pieces of information are linked to PII, they also become PII.
Protecting the privacy of the user’s information collected by BenefitsCheckUp® is critically important to NCOA. We value your trust, but more than that we respect it. We use various privacy and security protections to help keep the user’s data as private and confidential as commercially reasonable while using this service.
NCOA collects the user’s Non-Personal Information to determine the potential eligibility for benefits, to conduct research to determine the effectiveness of the service and availability of benefits, and for advocacy purposes. NCOA will not sell or give any individual's data to a third party for any reason other than to achieve these purposes.
If a user applies for 'Extra Help with Medicare Prescription Drug Coverage' through BenefitsCheckUp, his or her social security number and name, also known as Personally Identifiable Information, may be collected by BenefitsCheckUp®. This information is retained by NCOA to run outcome reports intended to measure the success and utilization of this service. If the user does not want to provide NCOA his or her social security number and name, he or she may apply online directly with the Social Security Administration by going to www.ssa.gov and completing a Form i1020.
If a user uses the Stimulus Payment Tool to help with preparation of the 1040A tax form, his or her social security number, name and address, also known as Personally Identifiable Information, may be collected by BenefitsCheckUp®. None of the Personally Identifiable Information will be retained by NCOA after the 1040A form has been printed. We will retain only your state and zip code information for reporting purposes. If the user does not want to provide NCOA his or her social security number, name and address, he or she may find information concerning the Stimulus Payment and the Form 1040A by going to the Internal Revenue Service Economic Stimulus Payments Information Center at www.irs.gov.
NCOA website may combine, in a non-identifiable format, the Personally Identifiable Information you provide with information from other users to create Aggregate Data that may be disclosed to third parties. Aggregate data does not contain any information that could be used to contact or identify you. For example, NCOA website may use information gathered to create a composite profile of all the users. NCOA website will not disclose your Personally identifiable Information to any third party without your prior permission.Disclosure to NCOA Health Operations and Maintenance Contractors
We take the security of all user information very seriously. Our Website and database servers are hosted in a secured physical and network environment. Reasonable efforts are made to secure web servers, networks, host operating systems and databases against unauthorized access. Listed below are some of the security procedures that NCOA uses to protect your privacy:
Despite NCOA's efforts to protect your Personally Identifiable Information, there is always some risk that an unauthorized third party may find a way around our security systems or that transmissions of your information over the Internet will be intercepted.
Questions or comments regarding this Privacy Statement should be directed to Us by email at email@example.com.