Subprime Mortgage Lending: Request for Comment on Proposed Statement on Subprime Mortgage Lending HTML Licensing Manual Update, March 2007
News Release 2006-126, OCC, CSBS Agree on Consumer Complaint Information-Sharing Plan OCC Offers Tips to Help Consumers Avoid Cashier's Check Fraud News Release 2006-104, Comptroller Dugan Tells Senate Panel that Basel II Capital Framework Will Substantially Improve Large Bank Risk Management and Controls Interest-Only Payments and Payment-Option ARMS: Are They For You? Interagency brochure helps explain exotic mortgages to help consumers understand what they are buying. News Release 2006-113, Comptroller Speaks to the American Bankers Association about Credit Risk and Loan Loss Reserves
News Release 2006-109,
Comptroller Salutes Legislation to Raise Part 24 Community Development
Investment Limit
Manual available in HTML, and in PDF in full and in parts -- introduction/core overviews and procedures , expanded overviews and procedures and appendices . Also available in hard copy for $15. Order here. News Release 2006-108, Comptroller of the Currency Praises Interagency Work on Non-Traditional Mortgage Guidance Katrina Lessons One Year Later The OCC and other FFIEC member agency offer tips on how financial institutions can be better prepared for natural disasters and other contingencies in "Lessons Learned From Hurricane Katrina." News Release 2006-91, OCC Publishes Newsletter Covering Revisions to the Community Reinvestment Act News Release 2006-48, Comptroller Dugan Expresses Concern about New Types of Mortgages That Offer Low Initial Monthly Payments, but Higher Payments Later News Release 2006-96, Comptroller Dugan Tells House Panel that Goal of Basel II Capital Framework And Commercial Real Estate Guidance is to Address Risks Facing Banking System News Release 2006-84, OCC Issues Guidance on Gift Cards OCC 2006-34, Gift Card Disclosures: Guidance on Disclosure and Marketing Issues WORD ASCII Describes the disclosures about gift cards that national banks should provide. OCC Alumni Page Added to OCC.gov OCC now offers alumni a way to stay in touch, informed, and engaged. News Release 2006-69, Comptroller Dugan Discusses Basel II Capital Accord News Release 2006-61, Comptroller Dugan Tells Bankers That Supervisory Process Must Support a Competitive, Safe and Sound Banking Industry News Release 2006-47, Office of the Comptroller of the Currency Publishes Brochure For Spanish-Speaking Customers of National Banks News Release 2006-47, El Contralor de la Moneda Publica un Folleto Para los Clientes de Habla Hispana de los Bancos Nacionales News Release 2006-43 and News Release 2006-42, Evolution of a Prototype Financial Privacy Notice Report Presents Research on How to Make Financial Privacy Notices Easier to Use and Understand for Consumers. News Release 2006-30, Comptroller Dugan Says Basel II Transition Should Move Forward, But with Significant Safeguards to Protect Banking System OCC Enhances its Community Affairs Web Pages: Pages highlight OCC's community development resource for national banks, government agencies, and community organizations. Servicemembers Civil Relief Act Advisory Letter 2004-8 OCC Consumer Protection News: Combating Abusive Lending; Protecting against Identity Theft; Resolving Complaints; Writing a Check; Credit Card Practices News Release 2006-11, Comptroller Dugan Underscores Bank Responsibility for Model ValidationNews Release 2006-43, Comptroller of the Currency Praises Effort to Improve Financial Disclosures OCC 2005-46, Nontraditional Mortgage Products: Request for Comment on Proposed Nontraditional Mortgage Product Guidance WORD ASCII Proposed interagency guidance for financial institutions on risks associated with credit activities including those related to nontraditional mortgage products: Request for comment. March 2006 biennial National Community Reinvestment Conference, co-sponsored by the four bank regulatory agencies News Release 2006-9, Federal Bank and Thrift Supervisors Announce Banking Forum in New OrleansContact Your Lender PSAs
OCC
Anti-Fraud Resources
Protect yourself against Identity Theft
News Release 2005-75, OCC Releases Consumer Advisory: "Writing a Check: Understanding Your Rights" February 2006 OCC Workshop on Validation of Credit Rating and Scoring ModelsNews Release 2005-107, Comptroller Dugan Discusses Credit Risk News Release 2005-108, Comptroller Dugan Tells Bankers OCC Is Committed To Measured, Fair, and Effective BSA/AML Supervision Hurricane Katrina--Information for Consumers and Bankers in the Affected Areas
News Release 2005-95,
Comptroller Dugan Tells Bankers that
Long Fight to Shed Outdated Laws Promoted Innovation and Broad Range of New
Consumer Products and Services Take
the OCC Web Site User Survey: August 29 through September 12, 2005
John C. Dugan Becomes 29th Comptroller of the Currency Updates the OCC's interpretations and decisions authorizing activities for national banks and their operating subsidiaries. OCC 2005-29, Community Reinvestment Act: Interagency Examination Procedures WORD ASCII Revised examination procedures reflect changes to Community Reinvestment Act regulations concerning small and intermediate small banks. OCC 2005-28, Community Reinvestment Act: Final Rule PDF ASCII CRA final rule increases asset-size threshold for small banks, creates a new category of intermediate small banks, and revises the definition of community development.
News Release
2005-64, FFIEC Issues the Bank Secrecy Act/Anti-Money
Laundering Examination Manual
OCC Releases Quarterly Journal, Vol. 24,
No. 2 (June 2005) on the Web
OCC Listed as One of the Best Places to Work in the Federal Government News Release 2005-68, Acting Comptroller Williams Discusses History and Characteristics of National Banks and the Bank Supervisory Process in Light of Current Issues News Release 2005-59, OCC Files Suit to Prevent New York Attorney General From Disrupting Fair Lending Examination and Supervision of National BanksMotion for Preliminary Injunction Complaint Memorandum in Support of Motion for Preliminary Injunction OCC 2005-24, Threats from Fraudulent Bank Web Sites: Risk Mitigation and Response Guidance for Web Site Spoofing Incidents PDF ASCII Bulletin provides guidance for banks on how to respond to incidents of a Web-site fraud called spoofing and procedures for lowering associated risks. OCC Releases Quarterly Journal, Vol. 24, No. 1 (March 2005) on the Web Includes org charts, 4thQ 2004 condition of banks, household debt study, special supervision and enforcement, licensing decisions, appeals, speeches, interpretations, and corporate structure data. News Release 2005-53, Acting Comptroller Williams Tells Community Bankers OCC Working Hard to Make Regulation More Efficient and Less Burdensome News Release 2005-49, Acting Comptroller of the Currency Julie L. Williams Tells Senate Banking Committee Credit Card Disclosures Can be Improved, Urges New Approach to Consumer Disclosures for Financial Products and Services News Release 2005-45, Acting Comptroller Williams Discusses Management and Supervision of Reputation Risk In Large Banking Organizations; Stresses Important Role of Ethics and Corporate Values
OCC Enhances Appearance of its Web Site News Release 2005-56, OCC Publishes Ombudsman Report and Customer Assistance Brochure OCC
Releases 3rd Quarter Edition of Quarterly Journal on the Web
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