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Time and Money Web Tutorials

Updated 10/09/2007

Web Tutorials

    • Time Value of Money Course using similar tables to NRCS Economic Handbook and includes audio and video instructions
  • Java bean program that emulates a HP10B financial calculator, with instructions.
  • A good general theory course
  • Good simple instruction, separated by basic topics

    NRCS Time and Money Tools

    Some of the following models are available in Microsoft Excel or use the zip file utility.

    Model Name and Link Model Description NRCS Contact
    Microsoft Excel spreadsheetInterest, Annuities & Amoritization.xls (135 KB) Interest, Annuities & Amortization Spreadsheet Angie Vandyke
    Microsoft Excel spreadsheetInterestTimeMoney.xls (270 KB) Interest Rate Tables John Stierna
    Microsoft Excel spreadsheetReferenceCard.xls (45.5 KB) Handy Wallet Size "Amortization Table for Conservation Practices" Dale Pekar  
    Microsoft Excel spreadsheetirate.xls (71.0 KB) Compound Interest and Annuity Tables Jim Hosack
    Microsoft Excel spreadsheetmetric.xls (23.0 KB) Metric to English Conversions Ted Kuntz  
    Microsoft Excel spreadsheetBufferNetReturnCostBenAnal.xls (48.0 KB) Owner/Operator Cost Benefit Analysis For Applying Cons. Practices Dale Pekar 
    Farm Machinery Management Farm Machinery Management and Building Rental William F. Lazarus, MN
      Understanding Internal Rate of Return and Net Present Value Good publication for farmers and ranchers David Buland
    Zip file utilityClick here to download all of the Time and Money Tools below in on Zip file (204 KB)
    30pay.wk1 Fix Rate Mortgage Calculator Ted Kuntz
    Arm.wk1 Adjustable Rate Mortgage Calculator Ted Kuntz
    buyland.wks Land Purchase Analysis Tool Jim Hosack
    buylease.wks Buy versus Lease Analysis Tool Jim Hosack
    debtcap.wks Debt Retirement Capacity Tool Jim Hosack
    finstate.wks Template for a Financial Statement Jim Hosack
    Fvis.wk1 Future Value of an Investment Stream Ted Kuntz
    incstate.wks Template for an Income Statement Jim Hosack
    Invest.exe InvestiCALC, General Purpose Time and Money Tool Jim Hosack
    Irr.wk1 Internal Rate of Return Ted Kuntz
    leascalc.wks Lease Rent Calculator Jim Hosack
    loancalc.wks Loan Payment Calculator Jim Hosack
    loanpak.exe LoanPak, Loan Analysis Tool Jim Hosack
    payroll.wks Payroll Worksheet Jim Hosack
    Rategrow.wk1 Computing the Average Annual Rate of Change Ted Kuntz
    savings.wks Growth of Savings or Investment Spreadsheet Jim Hosack
    Varmopay.wk1 Variable Monthly Payment Schedule Calculator Ted Kuntz