Hispanic Homeownership Reports

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To provide a basis for the development of additional policies aimed at improving homeownership opportunities for Hispanics, the U.S. Department of Housing and Urban Development's Office of Policy Development and Research commissioned a series of studies to examine the homeownership barriers faced by Hispanics. These studies provide information on the extent of homeownership gaps between Hispanics and non-Hispanic whites, the causes of these gaps, and what is known about the scale and effectiveness of programs designed to help Hispanics become homeowners. The studies will serve as an important reference for anyone interested in understanding the barriers that Hispanics face in the housing and mortgage markets. The nine reports are:

• Improving Homeownership Opportunities for Hispanic Families: A Review of the Literature
  

• Efforts to Improve Homeownership Opportunities for Hispanics: Case Studies of Three Market Areas
  

• Review of Selected Underwriting Guidelines to Identify Potential Barriers to Hispanic Homeownership
  

• Housing Tenure, Expenditure, and Satisfaction Across Hispanic, African-American, and White Households: Evidence from the American Housing Survey
  

• Mortgage Pricing Differentials Across Hispanic, Black, and White Households: Evidence from the American Housing Survey
  

• Improving Homeownership Opportunities for Hispanic Families: Language, Agglomeration, and Hispanic Homeownership
  

• Homeownership Rate Differences Between Hispanics and Non-Hispanic Whites: Regional Variation at the County Level - Empirical Studies
  

• Summary of HUD Research Series Examining Barriers to Hispanic Homeownership and Efforts to Address These Barriers
  

The following Hispanic Homeownership Seminar presentations are available for download:

• Hispanic Homeownership Seminar Session I
• Hispanic Homeownership Seminar Session II