November 2005 - Research Study (PDF File), Small Business and Micro Business Lending in the United States, for Data Years 2003-2004 - prepared annually by the Office of Advocacy using Call Report and CRA data from the Federal Reserve Board (Research Summary,)
May 2005 - Research Study (PDF file), Availability of Financing to Small Firms Using the Survey of Small Business Finances, submitted by Karlyn Mitchell and Douglas K. Pearce, (Research Summary)
April 2005 - Research Study (PDF file), Finance Companies and Small Business Borrowers: Evidence from the 1993 and 1998 Surveys of Small Business Finances, submitted by George W. Haynes, (Research Summary)
March 2005 – Working paper [PDF file], Banking Consolidation and Small Business Lending: A Review of Recent Research, submitted by Charles Ou.
March 2005 - Research Study (PDF file), The Effects of Mergers and Acquisitions on Small Business Lending by Large Banks, submitted by KeyPoint Consulting LLC., (Research Summary)
March 2005 - Research Study (PDF File), Small Business and Micro Business Lending in the United States, for Data Years 2002-2003 - prepared annually by the Office of Advocacy using Call Report and CRA data from the Federal Reserve Board (Research Summary,) (historical versions 1994 - 2001).
February 2004 – Working Paper [PDF file], Statistical Databases for Economic Research on the Financing of Small Firms in the United States, submitted by Charles Ou.(This has been published in the December 2005 issue of The Journal of Entrepreneurial Finance and Business Ventures).
February 2004 - Research Study (PDF file), The Impact of Bank Consolidation on Small Business Credit Availability, submitted by Dr. Steven G. Craig and Dr. Pauline Hardee., (Research Summary)
December 2003 - Research Study (PDF File), Small Business and Micro-Business-Lending Study 2002 - prepared annually by the Office of Advocacy using Call Report and CRA data from the Federal Reserve Board (historical versions 1994 - 2001)
September 2003 - Research Study (PDF), Financing Patterns of Small Firms: Findings from the 1998 Survey of Small Business Finance -This report shows the financing patterns of all small firms in various subcategories, using detailed tables
generated from the 1998 Survey of Small Business Financing. In addition, a complete set of downloadable tables (Microsoft Excel Files) are also available to provide a broader perspective and to enable further research. (Research Bulletin)
June 2003 - Research Study (PDF file), Impact of Tight Money and/or Recessions on Small Business, submitted by PM KeyPoint LLC. (Research Summary)
May 2003- Working Paper (PDF file), Uses of Equity Capital by Small Firms—Findings from the Surveys of Small Business Finances (1993 & 1998), submitted by Charles Ou
May 2003- Research Study (PDF file), Assessing the Profitability and Riskiness of Small Business Lenders in the Banking Industry, submitted by James W. Kolari (Research Summary)
April 2003- Research Study (PDF file), An Exploration of a Secondary Market for Small Business Loans, submitted by Kormendi/Gardner Partners (Research Summary)
November 2002 – Working Paper (PDF file), A Profile of Owners and Investors of Privately Held Businesses in the United States, 1989-1998, Tables (PDF) submitted by Charles Ou.
November 2002 – Research Study (PDF file), The Real Effects of Liquidity on Behavior: Evidence from Regulation and Deregulation of Credit Markets submitted by Jonathan Zinman (Research Summary)
November 2002 – Research Report (PDF file), Small Business Lending in the United States, 2001 Edition submitted by Charles Ou (Research Bulletin).
October 2002 – Banking Studies (PDF file), Small Business Lending in the United for 1994 through 2001 identifies the nation's top small business lending. Includes some farm and rural lending studies prepared by U.S. Small Business Administration’s Office of Advocacy.
August 2002 – Research Report (PDF file), Micro-Business-Lending Study 2001 (historical versions 2000, 1999,
1998 (PDF files), 1997, 1996 (HTML Files). This report uses Call Report and Community Reinvestment Act (CRA) data to identify the micro-business-friendly with significant lending activity in loans under $100,000.
January 2002 – Research Study (PDF file), An Investigation of Venture Capital in Women-and Minority-led Firms, submitted by Dr. Candida G. Brush; Dr. Nancy Carter; Elizabeth Gatewood; Dr. Patricia G. Greene; and Myra M. Hart (Research Summary)
June 2001 Research Study (HTML), Small Business Lending in the U.S. by Commercial Banks, contains information on commercial bank lending activities on a national and state. It also identifies micro-business-friendly banks in the U.S, prepared by U.S. Small Business Administration’s Office of Advocacy.
June 2001 Research Study [PDF file], Wealth and Income: How Did Small Businesses Fare from 1989 to 1998?, submitted by George W. Haynes Research Summary.
June 2000 Research Study (PDF), Small Business Lending in the U.S. by Commercial Banks, sumarizes and indentifies commercial bank lending activities at the
state and national levels for Bank Holding Companies and, Micro-business friendly banks.
June 1999 Research Study (PDF), Small Business Lending in the U.S. by Commercial Banks, indentifies commercial bank lending activities at the state and national levels for Bank
Holding Companies, Micro-business friendly banks, Small farm-friendly banks, and Small business lending in rural America.
July 1998 Research Study (PDF), Small Business Lending in the U.S. by Commercial Banks, contains information on commercial bank lending activities on the
national and state level, prepared by U.S. Small Business Administration’s Office of Advocacy.
April 1998 Research Study (PDF file), Profitability of Small Business Lending by Small Banks submitted by Charles Ou; James Kolari; and Robert Berney, (Research Summary)
October 1997 Research Study (PDF file), Bank Mergers and Acquisitions - A conference report on the impact of bank mergers and acquisitions on small business lending.
September 1997 Research Study (PDF file), The Impact of Structural Change in the Banking Industry on Small Business Lending, submitted by James Kolari and Asghar Zardkoohi, (Research Summary)
September 1997 Research Study (PDF file), The Effect of Interstate Banking on Small Business Lending: Impact of the Banking & Branching Efficiency Act, P.L. 103-32, submitted by Joe Peek, (Research Summary)
August 1997 Research Study (PDF file), Trends in Venture Capital Funding in the 1990s - Identifies and summaries the sources of venture capital in the U.S., by state and industry with impact on company growth, of Advocacy.
June 1997 Research Study (HTML), Small Business Lending in the U.S. by Commercial Banks, report focuses on the small business lending activities of the nation's and state's commercial banks. This report also provides information
on Bank Holding Companies, Micro-business-friendly banks and Farm-friendly banks in the U.S, prepared by U.S.
June 1996 Research
Study (PDF file), Creating New Capital
Markets for Emerging Ventures, submitted by
John Freear; Jeffery E. Sohl; and Williams E. Wetzel.
June 1996 Research
Study (HTML), Small Business Lending
in the U.S. by Commercial Banks, contains
information on commercial bank lending activities on a national
and state.
It also identifies micro-business-friendly
banks and top
lending banks in the U.S.
1996 Research Study, Impact
of Environmental Liability on Access to Capital for Small
Business, submitted by Public Policy Associates,
(Research
Summary)
1996 Research Study, The
Role of Social Relationships in Financial Intermediation:
Empirical Evidence from the United States Small Business
Credit Market, submitted by Margaret Jane Miller,
(Research
Summary) (HTML file)
1996 Research Study, Pension
Funds and Small Firm Financing: Models of Successful Small
Business Investment Programs, submitted by
M&R Associates (Research
Summary)
(HTML file)164
1996 Research Study, Finance
Companies and Small Business Borrowers: Who Are They, What
Financial Services Do They Buy & Do They Pay Higher
Prices?, submitted by Dr. George W. Haynes,
(Research
Summary)
(HTML file)
June 1995 Research
Study (HTML), Small Business Lending
by Commercial Banks, contains information
on commercial bank lending activities on a national and
state.
1995 Research Study, Pension
Funds and Small Business Financing, submitted
by Mariana McNeill and Richard Fullenbaum, (Research
Summary) (HTML)
June 1994 Research
Study (HTML), Small Business Lending
by Commercial Banks, contains information
on commercial bank lending activities in the U.S. and by
state.
1994 Research Study, Small
Businesses and Large Banks, submitted by State
and Federal Associates, Inc., (Research
Summary)
(HTML)
December 1993 Research Study,
A Comparison of Borrowers with SBA and Other
Loan Guarantees, submitted by George W. Haynes, (Research
Summary)
(HTML)
January 1993 Research Study,
Equity Capital Access by Small and Minority Business
Enterprises, submitted by Applied Economics
Group, Inc., (Research
Summary)
(HTML)
Historical
research
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