2001 GSE Mortgage Data

MULTIFAMILY DATA: SELF-EXTRACTING ZIP (.exe 831KB)

Data sets on single-family and multifamily mortgage purchases in 2001 by Fannie Mae and Freddie Mac (Government-Sponsored Enterprises, or “GSEs”) are available from HUD USER. The 2001 data sets add a ninth year in HUD’s GSE public-use mortgage data series. The 2001 data is the first year of data that reflect the GSE housing goals specified by HUD in October 2000.

GSE mortgage data supply mortgage lenders, planners, researchers, and housing advocates with a wealth of data concerning the flow of mortgage credit and capital in America’s communities. Fannie Mae and Freddie Mac are required to meet specified goals for purchases of mortgages that finance housing for very low-, low- and moderate-income families and families living in areas traditionally underserved by the mortgage market.

In compliance with Section 1323 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (FHEFSSA), these Government-Sponsored Enterprises (GSEs) provide HUD with data on each mortgage loan. The single-family data set includes detailed information such as the income, race, and gender of the borrower as well as the census tract location, loan-to-value (LTV) ratios, seasoning, purchase/refinancing, and affordability. The data also include property and unit-class information on all multifamily properties acquired by the GSEs. Multifamily property-level data include information on the size of the property, categorized by unpaid principal balance (UPB), and type of seller/servicer from which the GSE purchased the mortgage. The multifamily unit-class file includes information on the number and type and affordability of the units. Both the single-family and multifamily data include indicators of whether the purchases are from “underserved” census tracts and non-metropolitan counties, as defined in terms of their median income and percentage minority population.

The single-family data set consists of three data files for 2001: Census Tract, National A, and National B files. The Census Tract file includes information on the location of the property, while the National files are stripped of geographic information. The multifamily data set consists of two data files for each year: Census Tract and National files. The National file of the multifamily data set excludes location information.

The single-family and multifamily data sets covering the entire Nation are available on CD-ROM (ASCII format). Single-family Census Tract data are also available in extracts for individual States and Metropolitan Statistical Areas (MSAs) on IBM PC-compatible diskettes (ASCII format). Multifamily data are available on diskette. A “Data Dictionary,” sent with each order, describes the elements in each data set and contains files that give State, MSA, and county names corresponding to numeric codes, as well as identifying non-metropolitan counties that are considered “underserved” under HUD’s geographical targeting criteria.

To order 2001 GSE Data Sets, please specify items and amounts below. Provide address information on the reverse side. (NOTE: For information about 1993-2000 data, please contact HUD USER, 1-800-245-2691 or go to http://www.huduser.org.)

[ ] Please send me the combined 2001 National GSE Single-Family and Multifamily Data Set(s) on CD-ROM @ $35.00 each (AVI-7119):

Subtotal $_________

[ ] Please send me the 2001 Multifamily GSE Mortgage Data Sets on CD-ROM @ $25.00. (AVI-7120)

Subtotal $_________

Total for order: $___________

Mail this form to HUD USER, P.O. Box 23268, Washington, D.C. 20026-3268. All orders must be prepaid. To place credit card orders or for more information, call 1-800-245-2691, (202) 708-9981 (fax), 1-800-927-7589 (TDD).

Name:_____________________________________________________________

Title:______________________________________________________________

Organization:_______________________________________________________

Address:__________________________________________________________

City/State/ZIP: ____________________ Phone: __________________________

Enclosed is a check or money order payable to HUD USER.

Charge my MasterCard/VISA Acct. No.:___________________________

Signature: ______________________ Exp. Date:____________________

Enclosed is Government Purchase Order____________________________