Subject: File No. S7-14-08
From: Lawrence B Long, CLU, ChFC
Affiliation: President, CPS Sacramento

September 4, 2008

The purpose of this email is to request that the SEC withdraw the proposed rule 151A. There is no way that the investment risk in an indexed annuity compares to that of a mutual fund. This is a quality product for consumers and give them a chance to reap the benefits of an increased return without the risks normally inherent in an investment.