Finance, Insurance, and Real Estate (Excludes SIC 6552 Subdividers and Developers) This division includes establishments operating primarily in the fields of finance, insurance, and real estate. Finance includes depository institutions, nondepository credit institutions, holding (but not predominantly operating) companies, other investment companies, brokers and dealers in securities and commodity contracts, and security and commodity exchanges. Insurance covers carriers of all types of insurance, and insurance agents and brokers. Real estate includes owners, lessors, lessees, buyers, sellers, agents, and developers of real estate. Establishments primarily engaged in construction of buildings for sale (operative builders) are classified in Industry 15. SIC 6552 has been classified as a separate major group and placed under the Construction Division. Also excluded from this industry division are selected parts of SIC 63--Insurance Carriers [Pension Funds (self-managed funds and funds managed by a 3rd party); and Health and Welfare Funds (self managed funds and funds managed by a 3rd party)]; and selected parts of SIC 67--Holding and Other Investment Offices [Management Investment Offices, Open-End; Unit Investment Trusts, Face-Amount Certificate Offices, and Management Investment Offices, Closed-End; Vacation Funds for Employees; and Personal Investment Trusts].