(a) The Administrator shall grant or deny within a reasonable time
any application for the exemption of State-regulated garnishments. The
State representative shall be notified in writing of the decision. In
the event of denial, a statement of the grounds for the denial shall be
made. To the extent feasible and appropriate, the Administrator may
afford to the State representative and to any other interested persons
an opportunity to submit orally or in writing data, views, and arguments
on the issue of whether or not an exemption should be granted and on any
subsidiary issues.
(b) If an application is denied, the State representative shall have
an opportunity to request reconsideration by the Administrator. The
request shall be made in writting. The Administrator shall permit
argument whenever the opportunity to do so has not been afforded under
paragraph (a) of this section, and may permit argument in any other
case.
(c) General notice of every exemption of State-regulated
garnishments and of its terms and conditions shall be given by
publication in the Federal Register.
